Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4801 | FG-15031Mar 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 5a62fdf0…02e9 |
| 4802 | FG-15032Oct 25 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 45aa5652…2b93 |
| 4803 | FG-15033Jun 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | ff392a4b…0362 |
| 4804 | FG-15034Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d0a6eb1e…ee14 |
| 4805 | FG-15035Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 6ec5fb19…db96 |
| 4806 | FG-15036Dec 25 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 8ce51b53…004f |
| 4807 | FG-15037May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 55ec4d10…7e5b |
| 4808 | FG-15038Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 0d56bcb0…8448 |
| 4809 | FG-15039Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 56e65577…f2dd |
| 4810 | FG-15040Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 5eefb348…82cc |
| 4811 | FG-15041Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 769cc641…36f1 |
| 4812 | FG-15042Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | a4abe0d3…4ee4 |
| 4813 | FG-15043Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 16dc729c…665d |
| 4814 | FG-15044May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a61a7966…422f |
| 4815 | FG-15045Aug 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $130 | $0.10 | df45ac61…416a |
| 4816 | FG-15046Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 050a1437…49de |
| 4817 | FG-15047Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | df15fa17…70b6 |
| 4818 | FG-15048Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 4b672da4…445a |
| 4819 | FG-15049Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 0d201eb0…b416 |
| 4820 | FG-15050Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | d9b0b280…1942 |
| 4821 | FG-15051Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d1942e43…abae |
| 4822 | FG-15052Aug 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | df62d9d7…89d7 |
| 4823 | FG-15053Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | a2fcc0d4…74aa |
| 4824 | FG-15054Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | c7eda6dd…7e29 |
| 4825 | FG-15055Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | b68b0966…f9e8 |
| 4826 | FG-15056May 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 4a8dcc1e…cf0c |
| 4827 | FG-15057Jun 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 56a426b9…e822 |
| 4828 | FG-15058Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ace970ff…343a |
| 4829 | FG-15059Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 36898611…e060 |
| 4830 | FG-15060Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $15 | $0.20 | fcbbb157…a3ff |
| 4831 | FG-15061Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4ce16506…0a8f |
| 4832 | FG-15062Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | f93511a3…bead |
| 4833 | FG-15063Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | abd95d34…011e |
| 4834 | FG-15064Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 60963798…0fc0 |
| 4835 | FG-15065Jul 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 8eb59b47…f36a |
| 4836 | FG-15066Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e5c95d50…1118 |
| 4837 | FG-15067Jan 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 6d501ef6…4e60 |
| 4838 | FG-15068Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 23f00c34…cfdb |
| 4839 | FG-15069Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d6c7641a…bfdd |
| 4840 | FG-15070Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | e1e06895…5ec9 |
| 4841 | FG-15071Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d4a71024…76ff |
| 4842 | FG-15072Nov 25 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $120 | $0.40 | 3e64aba4…2495 |
| 4843 | FG-15073Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 2bb36e17…46df |
| 4844 | FG-15074Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | c7d79b39…f1f8 |
| 4845 | FG-15075Dec 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 813c01b0…80e2 |
| 4846 | FG-15076Jun 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $45 | $0.10 | fe2887e9…4a3c |
| 4847 | FG-15077Jul 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 36aae5bc…ed26 |
| 4848 | FG-15078Jun 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | e879938a…050a |
| 4849 | FG-15079Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 0086f165…ff7e |
| 4850 | FG-15080Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 17f06dbd…a369 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.