Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 5451 | FG-15681Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | f9d55f49…bd45 |
| 5452 | FG-15682Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 9c3d2876…14f2 |
| 5453 | FG-15683Jan 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | aeb5151c…0d9e |
| 5454 | FG-15684Mar 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 948c0973…0b28 |
| 5455 | FG-15685Feb 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | fe04e200…db3f |
| 5456 | FG-15686May 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | fcd7e17d…45fb |
| 5457 | FG-15687Jul 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9c45efbb…b6e0 |
| 5458 | FG-15688Aug 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 994c6212…963d |
| 5459 | FG-15689Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | a9e367ea…f498 |
| 5460 | FG-15690Feb 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $10 | $0.10 | c0b3f06c…49f4 |
| 5461 | FG-15691May 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | f6b79dbb…fd80 |
| 5462 | FG-15692Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e0cd07cc…34e4 |
| 5463 | FG-15693Dec 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 4d596a50…b683 |
| 5464 | FG-15694Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 45b108a6…e2f0 |
| 5465 | FG-15695Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 889e2039…6e5e |
| 5466 | FG-15696Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 09608128…c060 |
| 5467 | FG-15697Feb 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 9edcea1d…660d |
| 5468 | FG-15698Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 4ea87798…0c01 |
| 5469 | FG-15699Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $20 | $0.20 | d60057d4…baa0 |
| 5470 | FG-15700Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c6154170…534d |
| 5471 | FG-15701Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | ec79d85d…8281 |
| 5472 | FG-15702Jul 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 7b7a4b96…aa41 |
| 5473 | FG-15703Oct 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | dd2efce1…255c |
| 5474 | FG-15704Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 3a8caacd…c634 |
| 5475 | FG-15705Apr 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6c51932a…b0b6 |
| 5476 | FG-15706May 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f147b0b7…9b55 |
| 5477 | FG-15707Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 01090cc8…9830 |
| 5478 | FG-15708Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1766ff5d…aecc |
| 5479 | FG-15709May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 1fa5198b…cb48 |
| 5480 | FG-15710Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 66cbd0a7…b35e |
| 5481 | FG-15711Aug 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | c0321ac6…34b0 |
| 5482 | FG-15712Oct 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | eaa2e391…7385 |
| 5483 | FG-15713Feb 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 611f08a8…a40b |
| 5484 | FG-15714Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 7c34c239…a4ea |
| 5485 | FG-15715Jun 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | e6c2784f…30ec |
| 5486 | FG-15716Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 177878fb…91f9 |
| 5487 | FG-15717Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 99a05889…6c94 |
| 5488 | FG-15718Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 135f53c3…b749 |
| 5489 | FG-15719Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | e58c5c96…b2bd |
| 5490 | FG-15720Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | af6d3205…7454 |
| 5491 | FG-15721Sep 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8c2c7c2a…a631 |
| 5492 | FG-15722Mar 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | f5a6e822…2cfc |
| 5493 | FG-15723Jun 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 51d76cf2…97d4 |
| 5494 | FG-15724Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 79b8b845…fed4 |
| 5495 | FG-15725Oct 25 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | cb597c74…09b6 |
| 5496 | FG-15726Nov 25 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | ad2e131a…f093 |
| 5497 | FG-15727Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5d12106a…3e09 |
| 5498 | FG-15728May 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 3c8dcda7…f476 |
| 5499 | FG-15729Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8b8eb1f9…73b2 |
| 5500 | FG-15730Jul 26 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b28efcec…1d78 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.