Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 5501 | FG-15731Oct 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $10 | $0.10 | a8f94e89…8690 |
| 5502 | FG-15732Dec 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fc71c92e…d541 |
| 5503 | FG-15733Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | f272e1ef…b049 |
| 5504 | FG-15734Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 9a69e81e…9d4b |
| 5505 | FG-15735Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 93e53aab…a55d |
| 5506 | FG-15736Dec 25 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | 483b22d2…8662 |
| 5507 | FG-15737Aug 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | 0fb8fe48…94a8 |
| 5508 | FG-15738Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 89778335…03ff |
| 5509 | FG-15739Dec 25 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $80 | $0.10 | fb8debe1…e0bd |
| 5510 | FG-15740Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9a178365…495a |
| 5511 | FG-15741Aug 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | cbfa53df…1083 |
| 5512 | FG-15742Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f9d73e59…25aa |
| 5513 | FG-15743Feb 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f523c334…c4c5 |
| 5514 | FG-15744Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 9c549ad1…4eb9 |
| 5515 | FG-15745Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a563384c…44a4 |
| 5516 | FG-15746Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 4dbc42b3…f4c4 |
| 5517 | FG-15747Oct 25 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 20833a81…e909 |
| 5518 | FG-15748Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 851142f0…9551 |
| 5519 | FG-15749Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | bae3d9ff…abc2 |
| 5520 | FG-15750Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | c77d32c2…35b4 |
| 5521 | FG-15751Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5196d787…bb58 |
| 5522 | FG-15752Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 499ee007…ef9d |
| 5523 | FG-15753Oct 25 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fa5c7647…b8d4 |
| 5524 | FG-15754Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7d8ca1d4…d829 |
| 5525 | FG-15755Apr 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | c86e8dc9…f06c |
| 5526 | FG-15756Aug 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $35 | $0.10 | ed149767…b731 |
| 5527 | FG-15757Oct 25 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 7d1f7b31…1871 |
| 5528 | FG-15758Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 256bac28…0c89 |
| 5529 | FG-15759Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 98723de6…4e55 |
| 5530 | FG-15760Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e8bee9c4…7c41 |
| 5531 | FG-15761Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e50868e5…1238 |
| 5532 | FG-15762Jan 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 758eb98a…204f |
| 5533 | FG-15763Mar 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 8db1663f…988b |
| 5534 | FG-15764Jul 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | c18bc50f…72c2 |
| 5535 | FG-15765Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 7fca701b…03c4 |
| 5536 | FG-15766Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 5fe124a4…e57e |
| 5537 | FG-15767Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | aff361af…383e |
| 5538 | FG-15768Jan 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a43e178d…021e |
| 5539 | FG-15769Jul 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e83a6e90…2b6c |
| 5540 | FG-15770Nov 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 2 | Recovered | $30 | $0.20 | 08502a3f…5e38 |
| 5541 | FG-15771Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 82128fcc…77ae |
| 5542 | FG-15772May 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0f7d2e7a…ab14 |
| 5543 | FG-15773Jun 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 5f6fdb15…0796 |
| 5544 | FG-15774Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $190 | $0.30 | 9ac64154…12c1 |
| 5545 | FG-15775Nov 25 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 561bd9d1…8388 |
| 5546 | FG-15776Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $160 | $0.10 | 1760cd5c…4e7a |
| 5547 | FG-15777Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 2607158d…e887 |
| 5548 | FG-15778Apr 26 | Northgate | 57Invalid card | Donor outreach | 1 | Recovered | $80 | $0.10 | 7084e931…d763 |
| 5549 | FG-15779Sep 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b3c874b0…923d |
| 5550 | FG-15780Jun 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | 8b150174…b0d7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.