Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 6201 | FG-16431Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 66a730ca…3bd7 |
| 6202 | FG-16432Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 49badeec…e66c |
| 6203 | FG-16433Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 04ae6add…c95e |
| 6204 | FG-16434Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 31b860f0…22fe |
| 6205 | FG-16435Jun 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 60619e1f…469e |
| 6206 | FG-16436Dec 25 | Cedar Valley | 46Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | bd90954b…6167 |
| 6207 | FG-16437Jul 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 868b5b4c…eb4f |
| 6208 | FG-16438Jan 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | bcf848fe…6a33 |
| 6209 | FG-16439Sep 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | b981398d…becb |
| 6210 | FG-16440Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b4e260ba…bbce |
| 6211 | FG-16441Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 97ceef57…65bb |
| 6212 | FG-16442Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 4096f68e…64c7 |
| 6213 | FG-16443Jul 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 0c7f78e4…4216 |
| 6214 | FG-16444Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 91828156…3514 |
| 6215 | FG-16445Aug 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 04d56b8e…2da6 |
| 6216 | FG-16446Nov 25 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6659823f…1b56 |
| 6217 | FG-16447Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 07d79817…990f |
| 6218 | FG-16448Mar 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cbf8563e…93ac |
| 6219 | FG-16449Apr 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | debc221d…1acb |
| 6220 | FG-16450Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | de9b776f…6560 |
| 6221 | FG-16451Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 8a78fa6f…5a73 |
| 6222 | FG-16452Mar 26 | Riverbend | 91Issuer unavailable | Retry schedule | 2 | Recovered | $60 | $0.20 | 44715cef…baee |
| 6223 | FG-16453Apr 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 7ba0b20b…5e5b |
| 6224 | FG-16454Jul 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f47cb3a6…bd57 |
| 6225 | FG-16455Aug 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ff07bc6f…c747 |
| 6226 | FG-16456Nov 25 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 47796928…2e6a |
| 6227 | FG-16457Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 488cc5df…ac46 |
| 6228 | FG-16458May 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $140 | $0.10 | ccbe51e0…ab90 |
| 6229 | FG-16459Jul 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9b9eaed8…4576 |
| 6230 | FG-16460Dec 25 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $20 | $0.10 | ca99eddb…fc3c |
| 6231 | FG-16461Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 90cff49b…8a37 |
| 6232 | FG-16462Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 18e9850d…1a99 |
| 6233 | FG-16463Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d96c34ac…6aa4 |
| 6234 | FG-16464Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | bfb47e48…0ffd |
| 6235 | FG-16465Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | b2959d34…545a |
| 6236 | FG-16466Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b71a13ab…5f8a |
| 6237 | FG-16467Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $275 | $0.20 | baaf7e61…4c4c |
| 6238 | FG-16468Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | deff7b0f…0d6c |
| 6239 | FG-16469Jan 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 07a26444…afca |
| 6240 | FG-16470Aug 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c6b22f93…a839 |
| 6241 | FG-16471Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 797162b1…d1c4 |
| 6242 | FG-16472Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9ecd0c76…d2ea |
| 6243 | FG-16473Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b26473b1…1e20 |
| 6244 | FG-16474Aug 26 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 21bdea8d…26b2 |
| 6245 | FG-16475Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 83c1c5aa…6a90 |
| 6246 | FG-16476Nov 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 4c414f17…5934 |
| 6247 | FG-16477Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 7354d8e2…4fab |
| 6248 | FG-16478Oct 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Recovered | $70 | $0.30 | d2b5dfeb…cc6e |
| 6249 | FG-16479Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | f85fe321…1193 |
| 6250 | FG-16480May 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 2fa1f28c…f6c3 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.