Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 6251 | FG-16481May 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 6f2a6c40…c53c |
| 6252 | FG-16482Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 64a040d1…d58b |
| 6253 | FG-16483Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | bbae3cd5…d39d |
| 6254 | FG-16484Aug 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 2 | Recovered | $10 | $0.20 | e0a00618…a085 |
| 6255 | FG-16485Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 2 | Recovered | $80 | $0.20 | 04932a51…9cdc |
| 6256 | FG-16486Jul 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | 1c4bef57…fde4 |
| 6257 | FG-16487Mar 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | e1643fe5…9856 |
| 6258 | FG-16488Apr 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 937e1022…a19e |
| 6259 | FG-16489Sep 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 931645cf…587f |
| 6260 | FG-16490Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d49e97bd…cca3 |
| 6261 | FG-16491Feb 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | a0727114…a0c7 |
| 6262 | FG-16492Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 07d94edc…767d |
| 6263 | FG-16493Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | c2f727d0…79d2 |
| 6264 | FG-16494Sep 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 8ba527ca…eb1b |
| 6265 | FG-16495Apr 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Not recovered | — | $0.10 | 55017bef…a548 |
| 6266 | FG-16496Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5bc24af8…9543 |
| 6267 | FG-16497Aug 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | e60e88a4…c111 |
| 6268 | FG-16498Dec 25 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 895cec63…4d97 |
| 6269 | FG-16499Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 4bfdb6d8…ada9 |
| 6270 | FG-16500Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | af7c029a…1e2f |
| 6271 | FG-16501Jan 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 594ffb5e…13d9 |
| 6272 | FG-16502Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c934be27…4b74 |
| 6273 | FG-16503Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | f3c62ad0…3f76 |
| 6274 | FG-16504May 26 | Cedar Valley | 05Do not honor | Retry schedule | 4 | Recovered | $5 | $0.40 | 2175ad1b…0bde |
| 6275 | FG-16505Dec 25 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1a681810…b9cb |
| 6276 | FG-16506Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 148592c6…7560 |
| 6277 | FG-16507May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a9e950fd…daa8 |
| 6278 | FG-16508Sep 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 75e27edd…0797 |
| 6279 | FG-16509Oct 25 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | dba2814a…1f13 |
| 6280 | FG-16510Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 2eae6e66…1725 |
| 6281 | FG-16511Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b241d7ae…8b82 |
| 6282 | FG-16512Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 866f1908…9935 |
| 6283 | FG-16513Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | cce348bf…2f0b |
| 6284 | FG-16514Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 589aa7fc…a02a |
| 6285 | FG-16515Jul 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 2 | Recovered | $20 | $0.20 | 9d126414…5342 |
| 6286 | FG-16516May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 82abe450…73d8 |
| 6287 | FG-16517Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | cc85833b…e59b |
| 6288 | FG-16518Oct 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | 8af961d2…7b6b |
| 6289 | FG-16519Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | e7254381…2417 |
| 6290 | FG-16520Mar 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | e6ddc09a…7a66 |
| 6291 | FG-16521Mar 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | a33ed544…2a93 |
| 6292 | FG-16522Jun 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 19a7a0b6…739a |
| 6293 | FG-16523Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 73175cfd…3029 |
| 6294 | FG-16524May 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | fe622bbf…bb5f |
| 6295 | FG-16525Dec 25 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 91a8f5c9…a2ae |
| 6296 | FG-16526Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ece302df…0176 |
| 6297 | FG-16527May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | eb1bb8e8…35a5 |
| 6298 | FG-16528Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f32bcbf0…214d |
| 6299 | FG-16529Sep 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 3d38d46e…e0fd |
| 6300 | FG-16530Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 8fa48e55…674e |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.