Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 701 | FG-10931Apr 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6c4386b0…e9ab |
| 702 | FG-10932Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 6a5a5150…2707 |
| 703 | FG-10933Jul 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | 195f1117…4f9a |
| 704 | FG-10934Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 902ea681…1934 |
| 705 | FG-10935Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ab82d33c…de75 |
| 706 | FG-10936Feb 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | d8cbb82d…c166 |
| 707 | FG-10937Jun 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | 61d068ed…bc7f |
| 708 | FG-10938Oct 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 318af3fc…02d8 |
| 709 | FG-10939Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | afda77ac…28ac |
| 710 | FG-10940Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | a40a9777…e282 |
| 711 | FG-10941Oct 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 591fd8bd…9c60 |
| 712 | FG-10942May 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e93bae18…aa49 |
| 713 | FG-10943Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $100 | $0.10 | 51b66109…9a37 |
| 714 | FG-10944Apr 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | e2efcdaa…f9fc |
| 715 | FG-10945Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d40d17ec…28d9 |
| 716 | FG-10946Feb 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 583aaf51…3562 |
| 717 | FG-10947Mar 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $20 | $0.10 | fbc38ad8…8f3f |
| 718 | FG-10948Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d0e264d2…a4f9 |
| 719 | FG-10949Nov 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f8933f21…9da7 |
| 720 | FG-10950Mar 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e2613f9d…7ce0 |
| 721 | FG-10951Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 51c6ba21…dd45 |
| 722 | FG-10952May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2dc15841…4e46 |
| 723 | FG-10953Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | ee8cc15a…4ac6 |
| 724 | FG-10954Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 9da15cc0…a5d8 |
| 725 | FG-10955Nov 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e2fad94c…15e5 |
| 726 | FG-10956Jan 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 67038ab8…12eb |
| 727 | FG-10957Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 7dde01da…959c |
| 728 | FG-10958Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 21abf35a…722b |
| 729 | FG-10959Sep 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | c9c9985d…0206 |
| 730 | FG-10960Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 636ba26a…83f7 |
| 731 | FG-10961Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4c9866b3…785a |
| 732 | FG-10962Dec 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | c0b4c5f3…2613 |
| 733 | FG-10963Jan 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f7333b8c…e175 |
| 734 | FG-10964Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | c0afd14b…9383 |
| 735 | FG-10965Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 2359e8d5…898d |
| 736 | FG-10966Mar 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e21db5df…8743 |
| 737 | FG-10967May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8f1e8e7d…9e04 |
| 738 | FG-10968Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 289ae310…9265 |
| 739 | FG-10969May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | ea3cf57e…ce1e |
| 740 | FG-10970Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 2524e352…ab1b |
| 741 | FG-10971Jan 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | dd290086…8a5a |
| 742 | FG-10972Jan 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 7c75d956…4d08 |
| 743 | FG-10973May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0ab958db…817a |
| 744 | FG-10974Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8619763b…b118 |
| 745 | FG-10975Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | a5485cf1…8d2b |
| 746 | FG-10976Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f507758e…d4d6 |
| 747 | FG-10977Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | f0b32a95…db17 |
| 748 | FG-10978Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | d7522df7…389b |
| 749 | FG-10979May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 82038a75…a0ba |
| 750 | FG-10980Nov 25 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e9cb7f91…e891 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.