Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 751 | FG-10981Jul 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | b5d9bcd6…5c2a |
| 752 | FG-10982Apr 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 48348ee3…8638 |
| 753 | FG-10983Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 42bcba9b…f237 |
| 754 | FG-10984Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8bde48b6…76ae |
| 755 | FG-10985Apr 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | c8cda616…a9d3 |
| 756 | FG-10986Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 1b44934f…08c8 |
| 757 | FG-10987Jan 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | d2c80c88…1bd2 |
| 758 | FG-10988Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 54aa6f82…7966 |
| 759 | FG-10989Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 72ae4933…257e |
| 760 | FG-10990May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 23b84bf1…438b |
| 761 | FG-10991Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2a1f98cd…c8aa |
| 762 | FG-10992Jul 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 91e776b7…b628 |
| 763 | FG-10993Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | c77747b6…c86b |
| 764 | FG-10994Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 28f2e493…6b86 |
| 765 | FG-10995Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4e4bd4f4…5d3a |
| 766 | FG-10996Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 366850e9…a50e |
| 767 | FG-10997Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $25 | $0.40 | ccdd5c6b…6478 |
| 768 | FG-10998Dec 25 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 85a66b8d…6720 |
| 769 | FG-10999Oct 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Recovered | $35 | $0.30 | 5cd750bb…4b23 |
| 770 | FG-11000Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1eb37c27…5143 |
| 771 | FG-11001Dec 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | d42ed665…59c7 |
| 772 | FG-11002Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 444546ef…1827 |
| 773 | FG-11003Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4641a00f…a745 |
| 774 | FG-11004May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f25442bd…d625 |
| 775 | FG-11005Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 2 | Not recovered | — | $0.20 | b1580be5…e291 |
| 776 | FG-11006Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6205198c…c149 |
| 777 | FG-11007Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c6385279…2dc4 |
| 778 | FG-11008Jun 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | b9662e24…8ab9 |
| 779 | FG-11009Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $325 | $0.10 | dc77f3cd…d975 |
| 780 | FG-11010Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $325 | $0.10 | 81c3f071…ec3f |
| 781 | FG-11011Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 3b25ce9f…ec4a |
| 782 | FG-11012Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | fbda76f0…9d55 |
| 783 | FG-11013Jan 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | abbb12d2…12c8 |
| 784 | FG-11014Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 30832e78…6f19 |
| 785 | FG-11015Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b73a69c2…31c7 |
| 786 | FG-11016Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | dfd2cb6f…9bc7 |
| 787 | FG-11017Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 47baa293…e95b |
| 788 | FG-11018Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 50e65ff9…fb1d |
| 789 | FG-11019Aug 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 23b755fe…ff92 |
| 790 | FG-11020Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cf362d90…b2a7 |
| 791 | FG-11021May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1879a7b7…339d |
| 792 | FG-11022Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 57547d4a…5d7d |
| 793 | FG-11023Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | eb90abdf…1c0e |
| 794 | FG-11024Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 62118089…c5f0 |
| 795 | FG-11025Jan 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 14e088a6…cd36 |
| 796 | FG-11026Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f83e187c…9034 |
| 797 | FG-11027Jan 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | c97520e4…245a |
| 798 | FG-11028Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 03198dab…736e |
| 799 | FG-11029Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c2cfe12e…1864 |
| 800 | FG-11030May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | c4184722…c366 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.