Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 9951 | FG-20181Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 833b3aa0…b4e0 |
| 9952 | FG-20182Jul 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 753c8740…34d1 |
| 9953 | FG-20183Feb 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 15feb982…7050 |
| 9954 | FG-20184Apr 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $130 | $0.10 | 848a5eef…1943 |
| 9955 | FG-20185Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 586334b3…0d99 |
| 9956 | FG-20186May 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 668737dd…9dea |
| 9957 | FG-20187Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 39118ffc…ab27 |
| 9958 | FG-20188Oct 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 21375514…d961 |
| 9959 | FG-20189May 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | a4761f94…512d |
| 9960 | FG-20190Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 02b35327…922a |
| 9961 | FG-20191Oct 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | 02118e70…09e5 |
| 9962 | FG-20192Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3c1803c7…1829 |
| 9963 | FG-20193Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | 11a6a061…6294 |
| 9964 | FG-20194Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 895d6728…15ac |
| 9965 | FG-20195Feb 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ba4a7692…e069 |
| 9966 | FG-20196Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | ed717910…0795 |
| 9967 | FG-20197Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d24b52f0…40d6 |
| 9968 | FG-20198Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cb4af2da…82e0 |
| 9969 | FG-20199Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $100 | $0.10 | f4858440…953e |
| 9970 | FG-20200Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $40 | $0.40 | a5b22a54…d681 |
| 9971 | FG-20201Jun 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e2735309…cb49 |
| 9972 | FG-20202Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 178b984a…7186 |
| 9973 | FG-20203Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 383dc3a5…341a |
| 9974 | FG-20204May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 600a12c4…e9ee |
| 9975 | FG-20205Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | c929b18e…331b |
| 9976 | FG-20206Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 958aa8b9…3659 |
| 9977 | FG-20207Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | d84f26d2…1830 |
| 9978 | FG-20208Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 95125a55…f51e |
| 9979 | FG-20209Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $190 | $0.30 | b85b7be6…07f7 |
| 9980 | FG-20210Sep 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1ccba02e…90bd |
| 9981 | FG-20211Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 4c40f464…3eed |
| 9982 | FG-20212Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 214cf3e2…1777 |
| 9983 | FG-20213Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $15 | $0.20 | c3946f81…a583 |
| 9984 | FG-20214Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 2974eeef…a908 |
| 9985 | FG-20215Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $120 | $0.20 | cd990216…bf44 |
| 9986 | FG-20216Aug 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $120 | $0.30 | 53413cb9…0437 |
| 9987 | FG-20217Oct 25 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5e958edf…c065 |
| 9988 | FG-20218Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 3e768210…73f8 |
| 9989 | FG-20219Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | cb046e00…3965 |
| 9990 | FG-20220Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 90473dd8…9212 |
| 9991 | FG-20221Jun 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a531142a…9cf8 |
| 9992 | FG-20222Sep 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a113cfcc…a82f |
| 9993 | FG-20223Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $110 | $0.30 | 8473a664…fdf4 |
| 9994 | FG-20224Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 6d2deeb3…0780 |
| 9995 | FG-20225Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | d81b0936…bd4a |
| 9996 | FG-20226Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 4c53d5af…85ba |
| 9997 | FG-20227Feb 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e70453de…83d4 |
| 9998 | FG-20228Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | dbb93042…46bd |
| 9999 | FG-20229Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 906ea6e0…cc30 |
| 10000 | FG-20230Apr 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 6c5fec8a…67ec |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.