Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 10001 | FG-20231May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7bb87f19…cc8c |
| 10002 | FG-20232Aug 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | bb797ee7…40ee |
| 10003 | FG-20233Oct 25 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 5ae252e7…7c35 |
| 10004 | FG-20234Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 1d72a5ae…e4fa |
| 10005 | FG-20235Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5ed58549…d671 |
| 10006 | FG-20236May 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $70 | $0.40 | 9478dbc0…00d9 |
| 10007 | FG-20237Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 411ef83c…9588 |
| 10008 | FG-20238Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 0b04b2e6…bb88 |
| 10009 | FG-20239Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 0f4a6528…fd1c |
| 10010 | FG-20240May 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 90e68d69…84ef |
| 10011 | FG-20241Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 2dcea25e…7386 |
| 10012 | FG-20242Oct 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 805d3f20…493e |
| 10013 | FG-20243Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 500358cc…d185 |
| 10014 | FG-20244Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 49fe4de5…ffc5 |
| 10015 | FG-20245Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 425d43f8…c6ea |
| 10016 | FG-20246Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | ac55e864…58d7 |
| 10017 | FG-20247May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 78cf642e…a572 |
| 10018 | FG-20248Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | 797e2d6c…1333 |
| 10019 | FG-20249Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5d343eb6…4ad4 |
| 10020 | FG-20250Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 8db9ee0d…631f |
| 10021 | FG-20251Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9b2867a1…b8ee |
| 10022 | FG-20252Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 9e0585bb…80b9 |
| 10023 | FG-20253Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | f9a95242…5dd2 |
| 10024 | FG-20254Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 518eec9d…29a0 |
| 10025 | FG-20255Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 5f54347d…7fc3 |
| 10026 | FG-20256Sep 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6d418bae…6ddb |
| 10027 | FG-20257Feb 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 775bd426…3add |
| 10028 | FG-20258Jun 26 | Cedar Valley | 02Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 01568906…89da |
| 10029 | FG-20259Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 86413cde…a7fe |
| 10030 | FG-20260Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 04094890…423e |
| 10031 | FG-20261May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 61a839b3…d8e5 |
| 10032 | FG-20262Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | dc787508…f1cc |
| 10033 | FG-20263May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | aa303900…4d99 |
| 10034 | FG-20264Nov 25 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $30 | $0.10 | b07470d9…b98d |
| 10035 | FG-20265Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 9f0f3842…302f |
| 10036 | FG-20266Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 921dffb7…e13e |
| 10037 | FG-20267Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1c41909a…76a7 |
| 10038 | FG-20268May 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | f8ffcf0f…9ec3 |
| 10039 | FG-20269Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9962aad9…7f8f |
| 10040 | FG-20270Sep 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0a1472e7…06d8 |
| 10041 | FG-20271Apr 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 83bb000c…0a60 |
| 10042 | FG-20272Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 63a9780a…ea29 |
| 10043 | FG-20273Apr 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | cd199a57…b64e |
| 10044 | FG-20274Sep 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 67598f87…3d2a |
| 10045 | FG-20275Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 26671875…37fd |
| 10046 | FG-20276Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b70b05a5…1b22 |
| 10047 | FG-20277May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 72261978…3965 |
| 10048 | FG-20278Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 36671d5e…6baa |
| 10049 | FG-20279Jun 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | a07a9176…258e |
| 10050 | FG-20280Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 914c45ae…ab16 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.