Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12001 | FG-22231May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 87790226…2f2d |
| 12002 | FG-22232Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 30424e59…eb7d |
| 12003 | FG-22233Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 372cdcdf…530a |
| 12004 | FG-22234Jul 26 | Riverbend | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | dcb58105…2e9c |
| 12005 | FG-22235Oct 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 4e9937f3…de7a |
| 12006 | FG-22236Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 80648ef7…0c8a |
| 12007 | FG-22237Jan 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d5674a58…d297 |
| 12008 | FG-22238Feb 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 661c1f8b…2920 |
| 12009 | FG-22239Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c91513de…b671 |
| 12010 | FG-22240Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 9ae89270…16f5 |
| 12011 | FG-22241Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 9cbe538a…2a6d |
| 12012 | FG-22242Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 99f565db…33ae |
| 12013 | FG-22243Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | f6041102…9080 |
| 12014 | FG-22244Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 6c2d362f…fd00 |
| 12015 | FG-22245Oct 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | c32e75a1…86b9 |
| 12016 | FG-22246Nov 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 0f961e98…e78a |
| 12017 | FG-22247Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | bfbd6c6d…7488 |
| 12018 | FG-22248May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | fc05e0dc…f1b4 |
| 12019 | FG-22249Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | e7c1d7f5…5d80 |
| 12020 | FG-22250Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 99a2ef83…cb54 |
| 12021 | FG-22251Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9f2c4e14…4aea |
| 12022 | FG-22252Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 119309d4…bdf8 |
| 12023 | FG-22253Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 235fe907…dbc8 |
| 12024 | FG-22254Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c47f82c6…af4e |
| 12025 | FG-22255Mar 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | c0ddb362…ce25 |
| 12026 | FG-22256Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | a287cabb…2a69 |
| 12027 | FG-22257Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 9a04bc88…0763 |
| 12028 | FG-22258Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e31cd310…f6b7 |
| 12029 | FG-22259Oct 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | c63f759b…8a23 |
| 12030 | FG-22260Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 7e4022e0…b0e5 |
| 12031 | FG-22261Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 51b7a156…836e |
| 12032 | FG-22262Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | cecd4f49…1f20 |
| 12033 | FG-22263Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c89544bc…f6ef |
| 12034 | FG-22264Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 421a5287…c237 |
| 12035 | FG-22265Dec 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 6acc2b2b…1d42 |
| 12036 | FG-22266Oct 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 60de148d…ca1d |
| 12037 | FG-22267Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 34ad26ef…f897 |
| 12038 | FG-22268Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 5345b0a9…4f82 |
| 12039 | FG-22269Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 18d1bdae…5e97 |
| 12040 | FG-22270Sep 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | ae8797d4…37dd |
| 12041 | FG-22271Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8e0bd9fc…c138 |
| 12042 | FG-22272Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b5dd0f75…205a |
| 12043 | FG-22273Aug 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | cc6b9006…9fc3 |
| 12044 | FG-22274Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 1e9c4228…c83f |
| 12045 | FG-22275Mar 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 2815c78f…f967 |
| 12046 | FG-22276Apr 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c18ab5d5…f782 |
| 12047 | FG-22277Nov 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | aeaf7121…be3e |
| 12048 | FG-22278Dec 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | a4989908…d473 |
| 12049 | FG-22279Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2a44976c…a468 |
| 12050 | FG-22280Aug 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | b72bd9d8…40c8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.