Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12051 | FG-22281Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 93f179e2…c546 |
| 12052 | FG-22282Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 0e5916f2…0320 |
| 12053 | FG-22283Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 45fee83c…fd57 |
| 12054 | FG-22284Apr 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | d5e0b115…8f8d |
| 12055 | FG-22285May 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 0cc9a466…74d7 |
| 12056 | FG-22286Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | d66fd2d6…c9e9 |
| 12057 | FG-22287Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 27d85e37…a957 |
| 12058 | FG-22288Jan 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0a56b165…584a |
| 12059 | FG-22289Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | e2968f16…149a |
| 12060 | FG-22290Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 1d5fda08…f4eb |
| 12061 | FG-22291Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | deaa5108…6d5e |
| 12062 | FG-22292Mar 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 4bfb64db…06e8 |
| 12063 | FG-22293Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | f6f79b35…8acc |
| 12064 | FG-22294Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 507a5269…0b90 |
| 12065 | FG-22295Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | ef1dccca…d71c |
| 12066 | FG-22296Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | a3630db1…d24f |
| 12067 | FG-22297Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | b8c855d9…3830 |
| 12068 | FG-22298May 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 53e35968…0fef |
| 12069 | FG-22299Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | cf0df8a8…95c8 |
| 12070 | FG-22300Sep 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 0893eda2…56df |
| 12071 | FG-22301Jul 26 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 0f1cfc94…58d1 |
| 12072 | FG-22302Sep 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f4e53482…1293 |
| 12073 | FG-22303Oct 25 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | 9a680736…cb9f |
| 12074 | FG-22304Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 2f141b1b…8407 |
| 12075 | FG-22305Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 7c4bd017…a388 |
| 12076 | FG-22306Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 4f073946…1ce6 |
| 12077 | FG-22307Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6393588b…cda2 |
| 12078 | FG-22308Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | d6cc7da3…f8d3 |
| 12079 | FG-22309Oct 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a45a93b7…8aba |
| 12080 | FG-22310Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 86c0b5fb…4a80 |
| 12081 | FG-22311Sep 26 | Lumen Arts | 78Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | e520b6bd…cbf1 |
| 12082 | FG-22312Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ddace01b…7dbd |
| 12083 | FG-22313Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 11767900…a9a1 |
| 12084 | FG-22314Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 17f9d0d4…97e3 |
| 12085 | FG-22315Aug 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 542665ad…618a |
| 12086 | FG-22316Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 63bef882…1fd6 |
| 12087 | FG-22317May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 37630c9f…040c |
| 12088 | FG-22318Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a8e26d46…5209 |
| 12089 | FG-22319Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 13987783…f315 |
| 12090 | FG-22320Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8d2cf492…0773 |
| 12091 | FG-22321May 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 2 | Recovered | $80 | $0.20 | 9b294b89…f7f3 |
| 12092 | FG-22322Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | 7f0d1963…7358 |
| 12093 | FG-22323Dec 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | ac25b5a3…3410 |
| 12094 | FG-22324Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 06e3a73d…3256 |
| 12095 | FG-22325Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7ca076c0…0254 |
| 12096 | FG-22326Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 3d60367f…5eba |
| 12097 | FG-22327Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | db39932f…2640 |
| 12098 | FG-22328Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1b54b604…24aa |
| 12099 | FG-22329Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | d1c00546…27e6 |
| 12100 | FG-22330May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b3c7b8c1…4fa4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.