Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12601 | FG-22831May 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | b402d12d…42c1 |
| 12602 | FG-22832Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | 582df1a8…ace2 |
| 12603 | FG-22833Mar 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c9a5accf…4791 |
| 12604 | FG-22834May 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dc6b8ec6…a280 |
| 12605 | FG-22835May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d5f298bf…cf7b |
| 12606 | FG-22836Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 6fdd8f4f…c5be |
| 12607 | FG-22837May 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 82461691…24be |
| 12608 | FG-22838Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 18ef5914…b443 |
| 12609 | FG-22839Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bfc3555b…2c7a |
| 12610 | FG-22840Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 9e9ae64a…913d |
| 12611 | FG-22841Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 145476c6…5ed9 |
| 12612 | FG-22842Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 44e958f9…9004 |
| 12613 | FG-22843Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 37c00ef5…cd6a |
| 12614 | FG-22844Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 39c207fc…ed44 |
| 12615 | FG-22845Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 8330fc53…cfae |
| 12616 | FG-22846Feb 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3fd42164…434b |
| 12617 | FG-22847May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 085d00b9…d537 |
| 12618 | FG-22848Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | b084e1fc…9466 |
| 12619 | FG-22849Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 22c3a559…3c77 |
| 12620 | FG-22850Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 277841e2…3017 |
| 12621 | FG-22851Dec 25 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 761e2106…d6cd |
| 12622 | FG-22852Oct 25 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2d5b2df8…1b83 |
| 12623 | FG-22853Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 4dd8ad6e…1def |
| 12624 | FG-22854Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 11461e94…8826 |
| 12625 | FG-22855Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | a287bdc9…c861 |
| 12626 | FG-22856Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | fcf83fe7…eee7 |
| 12627 | FG-22857Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | ae1774ad…2041 |
| 12628 | FG-22858Apr 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 7383316b…6cc8 |
| 12629 | FG-22859Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 1048c8ae…99bd |
| 12630 | FG-22860Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $160 | $0.10 | b8cfc3bb…8d6e |
| 12631 | FG-22861Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e145cdb2…4eff |
| 12632 | FG-22862Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 8466bc7f…af09 |
| 12633 | FG-22863May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 2d4e584e…ac8e |
| 12634 | FG-22864Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | d2738c7f…f84a |
| 12635 | FG-22865Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d9c99317…c6f6 |
| 12636 | FG-22866Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e9583ae8…65fc |
| 12637 | FG-22867Jan 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 78eeeeb8…0a2f |
| 12638 | FG-22868Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 2bb952ba…b1c0 |
| 12639 | FG-22869Sep 26 | Northgate | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2f5c7644…ccf0 |
| 12640 | FG-22870Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 693e969e…5e5d |
| 12641 | FG-22871Nov 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 4c9a6876…c9f9 |
| 12642 | FG-22872Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c0be7cf4…0946 |
| 12643 | FG-22873Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 87125893…21f8 |
| 12644 | FG-22874Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 741ee3df…1fc6 |
| 12645 | FG-22875Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 15ff865a…3cb0 |
| 12646 | FG-22876Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 64e5b138…2fd4 |
| 12647 | FG-22877Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 0784eead…9c08 |
| 12648 | FG-22878Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 20db2177…a1d3 |
| 12649 | FG-22879Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | d418d91f…2780 |
| 12650 | FG-22880Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 218fa3e8…7f13 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.