Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12651 | FG-22881Aug 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c9050dcc…6e73 |
| 12652 | FG-22882Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | f9d8c681…d6eb |
| 12653 | FG-22883Dec 25 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0bac2dcd…fed6 |
| 12654 | FG-22884Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a5799d60…3fdf |
| 12655 | FG-22885Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 5033236e…00cc |
| 12656 | FG-22886Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 4a1c7021…1053 |
| 12657 | FG-22887Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4890b1cf…982b |
| 12658 | FG-22888Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | cf333038…a19b |
| 12659 | FG-22889May 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7c95d340…9812 |
| 12660 | FG-22890Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f030af16…ccf7 |
| 12661 | FG-22891Aug 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | ae0c8561…775d |
| 12662 | FG-22892Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 381192d7…3e0c |
| 12663 | FG-22893Feb 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 5ef2b860…e8b1 |
| 12664 | FG-22894May 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 75014e24…ecb2 |
| 12665 | FG-22895Dec 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7a5dbb16…ca64 |
| 12666 | FG-22896Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 1 | Recovered | $150 | $0.10 | 6ffacd54…3ef3 |
| 12667 | FG-22897Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2286caa9…8453 |
| 12668 | FG-22898Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 1660d839…babf |
| 12669 | FG-22899Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 4abecfd9…2f2f |
| 12670 | FG-22900Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $60 | $0.40 | 61e509d6…e369 |
| 12671 | FG-22901Mar 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c42f0a1e…b547 |
| 12672 | FG-22902Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | f6ae6e85…12a5 |
| 12673 | FG-22903Jan 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6f614dce…313b |
| 12674 | FG-22904May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a9dc65a2…a358 |
| 12675 | FG-22905Aug 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 36473bf9…68e2 |
| 12676 | FG-22906Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 71cd1444…0bbb |
| 12677 | FG-22907May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | c01ac8b3…7932 |
| 12678 | FG-22908Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1efba5d2…e103 |
| 12679 | FG-22909Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | f371ac3d…99fa |
| 12680 | FG-22910Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | dd809abb…2732 |
| 12681 | FG-22911Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6d1cfc20…7f48 |
| 12682 | FG-22912May 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 75a68e79…63b3 |
| 12683 | FG-22913Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 28291ea2…f987 |
| 12684 | FG-22914Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | cb1ef2ae…81a1 |
| 12685 | FG-22915Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 7924b1bf…b08a |
| 12686 | FG-22916Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | 59e6e0e5…d300 |
| 12687 | FG-22917Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 086572d1…12ad |
| 12688 | FG-22918Sep 26 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 158e6181…3578 |
| 12689 | FG-22919Aug 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 31786f2d…9846 |
| 12690 | FG-22920Sep 26 | Northgate | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | c53cb166…5f49 |
| 12691 | FG-22921Aug 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a054278a…7a4b |
| 12692 | FG-22922Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 033a611d…604f |
| 12693 | FG-22923Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 24cb01ba…cd01 |
| 12694 | FG-22924Jan 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | aaa30b63…25c7 |
| 12695 | FG-22925Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 75e61335…01e6 |
| 12696 | FG-22926Jan 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6cd709b1…0e7a |
| 12697 | FG-22927May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6826c21a…ecdc |
| 12698 | FG-22928Apr 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 53835634…244e |
| 12699 | FG-22929Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e9dc18ae…27f6 |
| 12700 | FG-22930Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | c615c6d0…0754 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.