Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12701 | FG-22931Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a4b2b1f2…9488 |
| 12702 | FG-22932Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 55845ec5…cfea |
| 12703 | FG-22933Nov 25 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | e3563544…92fc |
| 12704 | FG-22934Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b3b3b772…e3f8 |
| 12705 | FG-22935Sep 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | b13a487b…7881 |
| 12706 | FG-22936Nov 25 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 391e135d…ab4c |
| 12707 | FG-22937May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 6de14b30…d669 |
| 12708 | FG-22938Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $275 | $0.10 | 843c3dad…704c |
| 12709 | FG-22939Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0c2049f1…ce37 |
| 12710 | FG-22940Jan 26 | Lumen Arts | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5e21efa2…fb34 |
| 12711 | FG-22941Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 47fa5cd9…7ac3 |
| 12712 | FG-22942Jul 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5b04a18d…c785 |
| 12713 | FG-22943Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | be7fd39a…5286 |
| 12714 | FG-22944Nov 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $160 | $0.10 | 226f558f…0170 |
| 12715 | FG-22945Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | a2994ccd…579f |
| 12716 | FG-22946Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $160 | $0.10 | 652e7ded…2980 |
| 12717 | FG-22947Jun 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 059128ac…7e7a |
| 12718 | FG-22948Jul 26 | Northgate | 96Issuer unavailable | Retry schedule | 2 | Recovered | $160 | $0.20 | a0576f65…655a |
| 12719 | FG-22949Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $160 | $0.30 | 52a06cf1…f056 |
| 12720 | FG-22950Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3784f13d…211b |
| 12721 | FG-22951Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 36fc3221…882f |
| 12722 | FG-22952May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | c06ce9b3…a093 |
| 12723 | FG-22953Dec 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $80 | $0.20 | d5d715f8…e7cf |
| 12724 | FG-22954May 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 32a733cf…6514 |
| 12725 | FG-22955Aug 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | e64e1ef5…b889 |
| 12726 | FG-22956Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e57cb20a…4662 |
| 12727 | FG-22957Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | cf8daa47…452d |
| 12728 | FG-22958Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c3b23f6d…c068 |
| 12729 | FG-22959Nov 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | ca383856…350e |
| 12730 | FG-22960Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 7500da62…21f3 |
| 12731 | FG-22961Nov 25 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $225 | $0.20 | 5f2987c5…9142 |
| 12732 | FG-22962Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | d71aa0fc…4fe4 |
| 12733 | FG-22963Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 796813e6…44d1 |
| 12734 | FG-22964Jan 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 6e0718a4…214e |
| 12735 | FG-22965May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | dc9b6426…b0af |
| 12736 | FG-22966Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fca7d664…c78c |
| 12737 | FG-22967Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 17050d7c…aefd |
| 12738 | FG-22968Apr 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 9df7adfb…4d18 |
| 12739 | FG-22969Jun 26 | Harbor Light | 43Lost or stolen | Donor outreach | 1 | Recovered | $50 | $0.10 | 765d9348…4fa2 |
| 12740 | FG-22970Jul 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3748e5ae…205e |
| 12741 | FG-22971Mar 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 28cfafb2…a59c |
| 12742 | FG-22972Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 33127929…c2f1 |
| 12743 | FG-22973Aug 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | 061a2f1f…1e4e |
| 12744 | FG-22974Jan 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 66f7d4a9…4b64 |
| 12745 | FG-22975Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1eaf3a08…7040 |
| 12746 | FG-22976Feb 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fdea9c9c…f3e2 |
| 12747 | FG-22977Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5c005aaf…1bb8 |
| 12748 | FG-22978Aug 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 80b97ee4…347c |
| 12749 | FG-22979Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 6af59208…e5e2 |
| 12750 | FG-22980Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 164936c7…d864 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.