Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12751 | FG-22981Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 26b53294…d6f6 |
| 12752 | FG-22982Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | fce77376…73ee |
| 12753 | FG-22983Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 3bb655d5…29f3 |
| 12754 | FG-22984Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 1b6947e6…ccc7 |
| 12755 | FG-22985Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | bb6987bb…edd5 |
| 12756 | FG-22986Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 11a43c9b…b4c8 |
| 12757 | FG-22987Apr 26 | Riverbend | 96Issuer unavailable | Retry schedule | 2 | Recovered | $45 | $0.20 | 6e05630f…8d8c |
| 12758 | FG-22988Mar 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 08dd9f5b…b26b |
| 12759 | FG-22989Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | e0c9dcd9…10ef |
| 12760 | FG-22990Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 2d741bae…f2db |
| 12761 | FG-22991Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8b1904ea…8138 |
| 12762 | FG-22992Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 0fe71bcc…9111 |
| 12763 | FG-22993Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0973d3c6…05d1 |
| 12764 | FG-22994Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5a6f9634…4306 |
| 12765 | FG-22995Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $170 | $0.30 | ef2eb58e…da15 |
| 12766 | FG-22996Dec 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | af422d88…6be6 |
| 12767 | FG-22997Nov 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1d0c0cc5…98ed |
| 12768 | FG-22998Dec 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 91efb44a…17a4 |
| 12769 | FG-22999May 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 23baeab4…c774 |
| 12770 | FG-23000Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 03f7d072…aca9 |
| 12771 | FG-23001May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0ce461ec…558e |
| 12772 | FG-23002Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 4ed824f4…6b31 |
| 12773 | FG-23003Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6490c6ea…f613 |
| 12774 | FG-23004Jul 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 69463791…42a2 |
| 12775 | FG-23005Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $90 | $0.10 | 6a6097a3…c070 |
| 12776 | FG-23006Apr 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 417e4a4c…e6a9 |
| 12777 | FG-23007Aug 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 1114dd79…9902 |
| 12778 | FG-23008Nov 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 49481645…cc2e |
| 12779 | FG-23009Apr 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $5 | $0.10 | 657c6365…9672 |
| 12780 | FG-23010Apr 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 45ac8302…ff8f |
| 12781 | FG-23011May 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 732e5612…eea3 |
| 12782 | FG-23012Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 4b32d0c6…cd10 |
| 12783 | FG-23013Aug 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d6b1707f…816c |
| 12784 | FG-23014Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | ef2f342b…2b77 |
| 12785 | FG-23015May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 25b24e38…2255 |
| 12786 | FG-23016Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 0a767f4d…af15 |
| 12787 | FG-23017Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b3335da2…4196 |
| 12788 | FG-23018Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | b33f9b65…3887 |
| 12789 | FG-23019Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 13a01e9c…7b1e |
| 12790 | FG-23020Dec 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cb66c762…d8db |
| 12791 | FG-23021Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4d52d6ad…96ff |
| 12792 | FG-23022Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 24a676da…7b15 |
| 12793 | FG-23023Mar 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 10da2b84…62a9 |
| 12794 | FG-23024Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ec1d40d4…903a |
| 12795 | FG-23025Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | f8444938…ba21 |
| 12796 | FG-23026Apr 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e551904f…405b |
| 12797 | FG-23027Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 6d31b2cb…5fd3 |
| 12798 | FG-23028Nov 25 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 41d24ddb…3e5a |
| 12799 | FG-23029Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $5 | $0.10 | 203345f5…011b |
| 12800 | FG-23030Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | 50c2bd2b…1b3b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.