Impact ledger

Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.

Synthetic data — no Blackbaud, donor or card data is used.
How the chain works

Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.

Decisions this session

Plans a person approved or rejected in the console. Kept in this browser only.

Verifying chain…

Reading this browser’s ledger…

Backtest ledger · smart policy

Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).

Verifying chain…

Entries

35,992

one per failed gift

Recovered

$1,035,410

21,437 gifts · 59.2% of $1.75M failed

Attempts

50,404

1.40 per failed gift

Attempt fees

$5,040.40

at $0.10 per authorisation attempt

Do-not-retry violations

0

No retries on do-not-retry codes or past the cap ✓

Backtest ledger entries 12801 to 12850 of 35992
#GiftOrganisationDeclineActionAttemptsOutcomeRecoveredFeesHash
12801FG-23031Nov 25Lumen Arts02Do not honorRetry schedule3Not recovered—$0.303dd72228…35e9
12802FG-23032Dec 25Lumen Arts51Insufficient fundsRetry schedule1Recovered$50$0.106896d501…84cc
12803FG-23033Jan 26Lumen Arts33Expired cardCard updater, then retry1Recovered$50$0.1049f88be2…7594
12804FG-23034Jun 26Lumen Arts02Do not honorRetry schedule2Recovered$50$0.20134afa9a…64ef
12805FG-23035Sep 26Lumen Arts61Insufficient fundsRetry schedule1Recovered$50$0.107cd16b02…4205
12806FG-23036Dec 25Harbor Light54Expired cardDonor outreach0Stopped—$0.00b66c29c8…f17c
12807FG-23037Mar 26Harbor Light61Insufficient fundsRetry schedule1Recovered$20$0.109db3280f…dad6
12808FG-23038May 26Harbor Light61Insufficient fundsRetry schedule1Recovered$20$0.10587741cf…5188
12809FG-23039Jan 26Harbor Light51Insufficient fundsRetry schedule2Not recovered—$0.208b85dac1…ded8
12810FG-23040Apr 26Harbor Light33Expired cardCard updater, then retry1Recovered$30$0.105de3e173…212c
12811FG-23041Jun 26Harbor Light33Expired cardCard updater, then retry1Recovered$30$0.101d025e85…b5b7
12812FG-23042Apr 26Lumen Arts65Insufficient fundsRetry schedule1Recovered$35$0.10a2925a46…dc80
12813FG-23043Oct 25Harbor Light61Insufficient fundsRetry schedule2Not recovered—$0.202ecd0724…e874
12814FG-23044Jul 26Harbor Light05Do not honorRetry schedule3Not recovered—$0.30c4cbb4e7…2676
12815FG-23045Oct 25Lumen Arts61Insufficient fundsRetry schedule2Recovered$15$0.2076932182…95e7
12816FG-23046Oct 25Riverbend57Invalid cardDonor outreach0Stopped—$0.007d699cd7…a52a
12817FG-23047Mar 26Riverbend54Expired cardCard updater, then retry1Recovered$25$0.10467ad3ba…a048
12818FG-23048Jul 26Riverbend59Suspected fraudDonor outreach1Recovered$25$0.104d1c0062…d632
12819FG-23049Sep 26Riverbend54Expired cardCard updater, then retry1Recovered$25$0.10b414376f…db5b
12820FG-23050Mar 26Northgate54Expired cardCard updater, then retry1Recovered$35$0.1056f071f0…ba06
12821FG-23051Nov 25Cedar Valley14Invalid cardDonor outreach1Recovered$20$0.101b592ca7…c3fc
12822FG-23052May 26Cedar Valley05Do not honorRetry schedule3Not recovered—$0.307726a897…fef2
12823FG-23053Apr 26Northgate05Do not honorRetry schedule3Recovered$140$0.30cc131d56…89ef
12824FG-23054Oct 25NorthgateR02ACH R02 closedDonor outreach0Stopped—$0.00fc91e426…e24a
12825FG-23055Mar 26NorthgateR02ACH R02 closedDonor outreach0Stopped—$0.00464424d6…ea8c
12826FG-23056Apr 26Cedar Valley15Invalid cardDonor outreach0Stopped—$0.000d1e1fb7…d496
12827FG-23057Jan 26Northgate51Insufficient fundsRetry schedule1Recovered$35$0.1058a39030…3884
12828FG-23058Mar 26Northgate51Insufficient fundsRetry schedule2Recovered$35$0.20a9453546…badc
12829FG-23059Apr 26Northgate65Insufficient fundsRetry schedule1Recovered$35$0.10744050d4…b573
12830FG-23060May 26Northgate61Insufficient fundsRetry schedule1Recovered$35$0.10634f33ed…0b11
12831FG-23061Dec 25Cedar Valley33Expired cardDonor outreach0Stopped—$0.00502544c3…371a
12832FG-23062Apr 26Cedar Valley43Lost or stolenCard updater, then retry1Recovered$10$0.109aedfe9a…1d48
12833FG-23063Jul 26Cedar Valley51Insufficient fundsRetry schedule2Recovered$10$0.208a02c518…4577
12834FG-23064Aug 26Cedar Valley54Expired cardCard updater, then retry1Recovered$10$0.10a668dc78…cf05
12835FG-23065Sep 26Cedar Valley02Do not honorRetry schedule2Recovered$10$0.20db4e2957…9223
12836FG-23066Feb 26Cedar Valley05Do not honorRetry schedule4Recovered$10$0.4018050e6b…ba44
12837FG-23067Sep 26Harbor Light33Expired cardCard updater, then retry1Recovered$250$0.10c244a145…2d18
12838FG-23068Apr 26Riverbend05Do not honorRetry schedule1Recovered$20$0.1011043e6e…606c
12839FG-23069Mar 26Cedar ValleyR02ACH R02 closedDonor outreach0Stopped—$0.0042c2c78a…3bc7
12840FG-23070Aug 26Riverbend61Insufficient fundsRetry schedule3Recovered$30$0.30b64fb428…d4aa
12841FG-23071Apr 26Harbor Light33Expired cardCard updater, then retry1Recovered$40$0.10b356c011…d710
12842FG-23072May 26Riverbend61Insufficient fundsRetry schedule1Recovered$35$0.1008c42a73…2cd3
12843FG-23073Jul 26Riverbend51Insufficient fundsRetry schedule1Recovered$35$0.1024eaf379…0083
12844FG-23074Dec 25Riverbend61Insufficient fundsRetry schedule2Stopped—$0.209a352a49…de2a
12845FG-23075Feb 26Riverbend59Suspected fraudDonor outreach1Recovered$15$0.10dbc593be…922c
12846FG-23076May 26Riverbend54Expired cardCard updater, then retry1Recovered$15$0.1085c42242…305b
12847FG-23077Jul 26Riverbend01Do not honorRetry schedule3Stopped—$0.3075a5909a…f404
12848FG-23078Dec 25Harbor Light15Invalid cardDonor outreach1Recovered$70$0.10135aa38b…dbc6
12849FG-23079Sep 26Harbor Light54Expired cardDonor outreach0Stopped—$0.004169e23f…cb24
12850FG-23080May 26Harbor Light05Do not honorRetry schedule1Recovered$30$0.104b29e190…db15

Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.