Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 13101 | FG-23331Sep 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 33d8964b…d800 |
| 13102 | FG-23332Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 98fffa5f…71f7 |
| 13103 | FG-23333Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | d2068ca0…20e1 |
| 13104 | FG-23334Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 17dae43d…00c1 |
| 13105 | FG-23335Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 11cfc46e…d01b |
| 13106 | FG-23336Jan 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4c4c46b3…b5ec |
| 13107 | FG-23337Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $5 | $0.20 | 1a78831c…b863 |
| 13108 | FG-23338Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | f9edd371…9736 |
| 13109 | FG-23339Sep 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 6c642b3d…0104 |
| 13110 | FG-23340Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | e3c69c59…f01d |
| 13111 | FG-23341Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b87a033c…bb17 |
| 13112 | FG-23342Dec 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 654b6f05…bc5d |
| 13113 | FG-23343Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 72f5ea48…a401 |
| 13114 | FG-23344Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | a5b22843…dd73 |
| 13115 | FG-23345Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 64c6cced…982d |
| 13116 | FG-23346Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 07e14cd3…8eed |
| 13117 | FG-23347Sep 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 38ee0d78…bfc0 |
| 13118 | FG-23348Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 69cb8e87…28cb |
| 13119 | FG-23349Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | c1f6d873…0b7b |
| 13120 | FG-23350Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | ac3aa013…31c1 |
| 13121 | FG-23351Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 796a20fd…3beb |
| 13122 | FG-23352Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 20d7e8df…11e6 |
| 13123 | FG-23353Jun 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | b7af7427…601a |
| 13124 | FG-23354Apr 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | fba20964…8fd4 |
| 13125 | FG-23355Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 301d8358…192e |
| 13126 | FG-23356Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 97522273…6e5f |
| 13127 | FG-23357Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5b65f740…1be3 |
| 13128 | FG-23358Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 004c1ed5…67ab |
| 13129 | FG-23359Feb 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b91ed41c…8fe8 |
| 13130 | FG-23360Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 70b88e2a…c903 |
| 13131 | FG-23361Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | a425e7ce…b763 |
| 13132 | FG-23362Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 54892544…be3e |
| 13133 | FG-23363Dec 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 74249de3…c75f |
| 13134 | FG-23364Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 66577934…6ca8 |
| 13135 | FG-23365May 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | ac213a1d…895b |
| 13136 | FG-23366Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | fd329f3c…a78e |
| 13137 | FG-23367Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 270260c0…0622 |
| 13138 | FG-23368Sep 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 69b13a3e…d0f4 |
| 13139 | FG-23369Jan 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | ea490861…9c58 |
| 13140 | FG-23370Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 6b8b25fd…f94f |
| 13141 | FG-23371May 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | ad4b6015…4fdb |
| 13142 | FG-23372Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 66ea7e81…35fe |
| 13143 | FG-23373Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 77f3094a…9cac |
| 13144 | FG-23374Apr 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 78dc4c71…a4af |
| 13145 | FG-23375Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | e64197f1…daba |
| 13146 | FG-23376Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 5a8fccfa…91b2 |
| 13147 | FG-23377Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | dec884ae…65d3 |
| 13148 | FG-23378Sep 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | d118550b…3231 |
| 13149 | FG-23379Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b3d58b6a…cc90 |
| 13150 | FG-23380Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 1311d452…7ee6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.