Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 13151 | FG-23381Jan 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 6a1c2ada…65d0 |
| 13152 | FG-23382May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 02150c7b…69e3 |
| 13153 | FG-23383Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8e5e2758…a2fc |
| 13154 | FG-23384Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 590e4e55…d67c |
| 13155 | FG-23385Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 2f813634…e0f9 |
| 13156 | FG-23386Dec 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 77a721c2…763d |
| 13157 | FG-23387Sep 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 86424e18…ce75 |
| 13158 | FG-23388Jul 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 7ee85727…1ecd |
| 13159 | FG-23389Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 67fb26ee…0a5f |
| 13160 | FG-23390May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 73d88cd0…5ae6 |
| 13161 | FG-23391Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 642a58e5…2311 |
| 13162 | FG-23392Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | bfd43a2a…cbc1 |
| 13163 | FG-23393Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | cac805b9…2349 |
| 13164 | FG-23394Mar 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ea7f0ec8…3582 |
| 13165 | FG-23395Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 1864f981…2a9e |
| 13166 | FG-23396Dec 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 3115393d…4d8e |
| 13167 | FG-23397Nov 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | c204c15d…ace1 |
| 13168 | FG-23398Mar 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 25403dba…718a |
| 13169 | FG-23399Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a4e1850e…688f |
| 13170 | FG-23400May 26 | Cedar Valley | 14Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | e8ea1146…686e |
| 13171 | FG-23401Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 39085f21…e2c9 |
| 13172 | FG-23402Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ab5cf04d…02e0 |
| 13173 | FG-23403Feb 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 16226d63…735d |
| 13174 | FG-23404May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | d06c9837…ebfa |
| 13175 | FG-23405Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 1d405fce…8392 |
| 13176 | FG-23406Aug 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 460a9c42…6f75 |
| 13177 | FG-23407Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | e361d5db…39e8 |
| 13178 | FG-23408May 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 31a2fb2e…cb60 |
| 13179 | FG-23409Aug 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 877312da…c9a5 |
| 13180 | FG-23410Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 5e27b114…4f13 |
| 13181 | FG-23411Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | bf1e1fdb…20f7 |
| 13182 | FG-23412Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 74bdd373…4579 |
| 13183 | FG-23413Sep 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 6bf39349…325b |
| 13184 | FG-23414Jan 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | aa6b3fb8…1687 |
| 13185 | FG-23415Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | c747640b…3c7e |
| 13186 | FG-23416Aug 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | dcf94516…bf74 |
| 13187 | FG-23417Jul 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 35ff15ca…8698 |
| 13188 | FG-23418May 26 | Lumen Arts | 46Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 5fda7f0a…c680 |
| 13189 | FG-23419Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | a175b95b…d1b6 |
| 13190 | FG-23420Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | e306dcb4…ba54 |
| 13191 | FG-23421Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0ae52c9a…aaa8 |
| 13192 | FG-23422Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 30f1556e…508b |
| 13193 | FG-23423Feb 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | eca0b7a4…c8bc |
| 13194 | FG-23424Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ada773e1…40a9 |
| 13195 | FG-23425May 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f240947e…c01d |
| 13196 | FG-23426May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e7919ab8…64cb |
| 13197 | FG-23427Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2ba26d89…03e3 |
| 13198 | FG-23428Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 513ddbdd…768a |
| 13199 | FG-23429Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 9d032909…d125 |
| 13200 | FG-23430Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $90 | $0.10 | a362f695…62a3 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.