Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 14751 | FG-24981Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $150 | $0.10 | e56bd081…45b4 |
| 14752 | FG-24982Nov 25 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $10 | $0.10 | 75e4b710…761b |
| 14753 | FG-24983Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 92c4e606…b5cf |
| 14754 | FG-24984Apr 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 02fe897b…984b |
| 14755 | FG-24985Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f2794682…548e |
| 14756 | FG-24986Oct 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | b90ddf24…25d7 |
| 14757 | FG-24987Jun 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | a1e0ccfc…1667 |
| 14758 | FG-24988Feb 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $25 | $0.10 | bd88ce21…0bfd |
| 14759 | FG-24989Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 09cabac7…d276 |
| 14760 | FG-24990Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0c897234…44e6 |
| 14761 | FG-24991Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 1587e79a…a185 |
| 14762 | FG-24992Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 4271a63a…936e |
| 14763 | FG-24993Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 1b3fe501…1d18 |
| 14764 | FG-24994Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0f730b7b…4c04 |
| 14765 | FG-24995Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | bdb5a8c8…6f7a |
| 14766 | FG-24996Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d7702cdf…fdd3 |
| 14767 | FG-24997Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 0c9e9418…6cd0 |
| 14768 | FG-24998Nov 25 | Lumen Arts | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6bd00616…e88f |
| 14769 | FG-24999Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 794e41ce…7ac2 |
| 14770 | FG-25000Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ce2c8cbc…c168 |
| 14771 | FG-25001Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $120 | $0.20 | eef0ced3…2c58 |
| 14772 | FG-25002Dec 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a9aa519f…317d |
| 14773 | FG-25003Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 50e565c9…42a9 |
| 14774 | FG-25004Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 57dd8c0e…eac1 |
| 14775 | FG-25005Nov 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | a5f9a5d1…355a |
| 14776 | FG-25006Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | f5982049…98eb |
| 14777 | FG-25007Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 256be8ba…6d88 |
| 14778 | FG-25008Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 76463a00…8c84 |
| 14779 | FG-25009Apr 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c24abada…6733 |
| 14780 | FG-25010Oct 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | fd2eee05…da86 |
| 14781 | FG-25011Feb 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f4a519c3…47f8 |
| 14782 | FG-25012Jan 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $130 | $0.10 | f910a35d…ae16 |
| 14783 | FG-25013Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0667fef3…8648 |
| 14784 | FG-25014Oct 25 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 93c8a1ba…6c7b |
| 14785 | FG-25015Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | a7b1cffb…107a |
| 14786 | FG-25016Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 819fd395…f5eb |
| 14787 | FG-25017Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 31cb9230…4284 |
| 14788 | FG-25018Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 388c3eb2…434e |
| 14789 | FG-25019Jan 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3c9fdb8d…6056 |
| 14790 | FG-25020Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | fc8bbca1…e026 |
| 14791 | FG-25021May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 882379f4…fce4 |
| 14792 | FG-25022Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | d3d5c57a…723c |
| 14793 | FG-25023Aug 26 | Riverbend | 91Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | 11715f89…34e9 |
| 14794 | FG-25024Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 4426ba37…8945 |
| 14795 | FG-25025Nov 25 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 71fee836…c83c |
| 14796 | FG-25026Jan 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 6f34b598…6fa5 |
| 14797 | FG-25027Jun 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $160 | $0.10 | d7feca6b…211c |
| 14798 | FG-25028Jul 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 4 | Recovered | $25 | $0.40 | 63dff531…5346 |
| 14799 | FG-25029Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | be7077c5…a931 |
| 14800 | FG-25030Jan 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 11929204…fdc8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.