Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 14801 | FG-25031Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $20 | $0.20 | 07974ebb…f644 |
| 14802 | FG-25032May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c0227075…98ed |
| 14803 | FG-25033Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5904717c…a19c |
| 14804 | FG-25034Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 73704ee7…0bb5 |
| 14805 | FG-25035May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c5f9789e…110a |
| 14806 | FG-25036Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9977945f…d257 |
| 14807 | FG-25037Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 276d54dd…c601 |
| 14808 | FG-25038Aug 26 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $90 | $0.10 | af881016…e9ab |
| 14809 | FG-25039Oct 25 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Recovered | $15 | $0.30 | fabab75c…6b98 |
| 14810 | FG-25040Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 5ef4a06a…ed7e |
| 14811 | FG-25041Nov 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | c192b557…00d0 |
| 14812 | FG-25042Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5cace0ee…ed18 |
| 14813 | FG-25043Feb 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6fcbafa6…d74c |
| 14814 | FG-25044Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $120 | $0.20 | 9a46391b…20b8 |
| 14815 | FG-25045Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | cbb9ab45…9a52 |
| 14816 | FG-25046Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 70eebbd8…edb3 |
| 14817 | FG-25047Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | dbf1c415…0cdc |
| 14818 | FG-25048Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $400 | $0.20 | fdb5c64c…b5f8 |
| 14819 | FG-25049Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 64961e5e…fc1d |
| 14820 | FG-25050Feb 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 1 | Not recovered | — | $0.10 | c6d08588…ac0f |
| 14821 | FG-25051May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9e9d27f1…4598 |
| 14822 | FG-25052Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 0d088005…e2c8 |
| 14823 | FG-25053May 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 1c34e2c7…cad6 |
| 14824 | FG-25054Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 1a4e490b…a099 |
| 14825 | FG-25055Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 1cc2f0b6…1ab9 |
| 14826 | FG-25056Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | 91cf3ec0…dbbc |
| 14827 | FG-25057Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 6e47f630…32cd |
| 14828 | FG-25058May 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0fe1c10c…b893 |
| 14829 | FG-25059Apr 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 81cf4ef3…604d |
| 14830 | FG-25060Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | dca22b52…f71b |
| 14831 | FG-25061Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 68420229…d7fd |
| 14832 | FG-25062Aug 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 94db15d9…00b0 |
| 14833 | FG-25063Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 12eff309…9e87 |
| 14834 | FG-25064Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c88a08a6…4a5f |
| 14835 | FG-25065Oct 25 | Harbor Light | 02Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 1a794c0b…fe90 |
| 14836 | FG-25066Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 646367c4…fb1d |
| 14837 | FG-25067Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2c2b6ad3…1381 |
| 14838 | FG-25068May 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e92512c6…6866 |
| 14839 | FG-25069Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | e80be30a…17f8 |
| 14840 | FG-25070Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | cae3a791…4b96 |
| 14841 | FG-25071Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | da8d9840…e64d |
| 14842 | FG-25072Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b689926d…33c6 |
| 14843 | FG-25073May 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 1e98565e…1da2 |
| 14844 | FG-25074Dec 25 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $45 | $0.10 | 2d4b5872…7ac0 |
| 14845 | FG-25075Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 71527502…ab40 |
| 14846 | FG-25076Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 5b9346a8…265a |
| 14847 | FG-25077May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d8d55fc3…7379 |
| 14848 | FG-25078Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 54ced78c…f2b7 |
| 14849 | FG-25079May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6aab88dd…a96e |
| 14850 | FG-25080Aug 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6f63fbc7…ab7a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.