Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 16101 | FG-26331May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | beaee043…1157 |
| 16102 | FG-26332Jan 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2bc8182c…8c7a |
| 16103 | FG-26333Dec 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f4ebaa32…e1a3 |
| 16104 | FG-26334Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f5accbf0…0abe |
| 16105 | FG-26335Nov 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | e044744a…ca45 |
| 16106 | FG-26336Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 91f9b2fb…83d5 |
| 16107 | FG-26337Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | f676025e…9f33 |
| 16108 | FG-26338Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 60924dfa…ba99 |
| 16109 | FG-26339Jan 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0054fddd…73df |
| 16110 | FG-26340Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f8fb2e19…65d1 |
| 16111 | FG-26341Apr 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $180 | $0.10 | ac359a6f…d48e |
| 16112 | FG-26342Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 787ba99a…2df8 |
| 16113 | FG-26343Jun 26 | Cedar Valley | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 41c44006…9199 |
| 16114 | FG-26344Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 30180d11…e4ab |
| 16115 | FG-26345Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | cb3fa8ce…aaeb |
| 16116 | FG-26346May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | fb3abeea…059d |
| 16117 | FG-26347Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | fdd510b4…1795 |
| 16118 | FG-26348Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | a84356e8…c845 |
| 16119 | FG-26349May 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2d843321…76ab |
| 16120 | FG-26350Jan 26 | Lumen Arts | 01Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 7b67b750…caf0 |
| 16121 | FG-26351Nov 25 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 449a0cc9…2db5 |
| 16122 | FG-26352Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | a2798f3a…2402 |
| 16123 | FG-26353May 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 300d037f…7a62 |
| 16124 | FG-26354Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 6b92efb7…1170 |
| 16125 | FG-26355Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | ae234e65…1b13 |
| 16126 | FG-26356Mar 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 1a08b86a…f50f |
| 16127 | FG-26357May 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 42607f9d…fda9 |
| 16128 | FG-26358Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $120 | $0.20 | 6dcc450a…1d63 |
| 16129 | FG-26359Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 80de6bb9…d9f3 |
| 16130 | FG-26360May 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | ba94eb32…dd47 |
| 16131 | FG-26361Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e32bd98e…fc5b |
| 16132 | FG-26362Dec 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $225 | $0.10 | 4109d150…2e21 |
| 16133 | FG-26363Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a4099ac5…3106 |
| 16134 | FG-26364Dec 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $110 | $0.10 | fd131e87…1eae |
| 16135 | FG-26365Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $110 | $0.30 | 1858cc47…1088 |
| 16136 | FG-26366Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9085a096…b368 |
| 16137 | FG-26367Nov 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | ed0f1f73…fd42 |
| 16138 | FG-26368Jun 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bfa0236a…0c86 |
| 16139 | FG-26369Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d5d91b3f…9698 |
| 16140 | FG-26370Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d23ea642…3723 |
| 16141 | FG-26371Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 8d98a0eb…fe54 |
| 16142 | FG-26372Aug 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $20 | $0.10 | 809deb1d…50df |
| 16143 | FG-26373Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 3992543e…e245 |
| 16144 | FG-26374Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 7d27ad48…982c |
| 16145 | FG-26375Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | aa8c173e…5e20 |
| 16146 | FG-26376Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 3efc8ac6…b4c5 |
| 16147 | FG-26377Sep 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | f165dfaf…112e |
| 16148 | FG-26378Jun 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 404e4a24…f0ca |
| 16149 | FG-26379Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 4282989e…ba17 |
| 16150 | FG-26380Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 2ac7725e…5384 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.