Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 16151 | FG-26381Dec 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 7e34322e…5262 |
| 16152 | FG-26382Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 09bf1b62…53d8 |
| 16153 | FG-26383Jul 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 760918d0…1fcb |
| 16154 | FG-26384Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 596c98de…300c |
| 16155 | FG-26385Jan 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 65b1ccb5…ed0f |
| 16156 | FG-26386Aug 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | be7db647…df07 |
| 16157 | FG-26387May 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0cb08ede…76aa |
| 16158 | FG-26388Sep 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | 1891ef1c…14a3 |
| 16159 | FG-26389Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2fc6bb7e…73a6 |
| 16160 | FG-26390Jun 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 592b6788…f8ab |
| 16161 | FG-26391Jul 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | f8b0db34…53ca |
| 16162 | FG-26392May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | deb8242c…2de0 |
| 16163 | FG-26393May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ad847663…fe69 |
| 16164 | FG-26394Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ed737d0d…7030 |
| 16165 | FG-26395Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 4cc40bff…94a1 |
| 16166 | FG-26396Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 83411cc6…7cba |
| 16167 | FG-26397Apr 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | f326e70e…1088 |
| 16168 | FG-26398Jan 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | 2d730b7b…ccff |
| 16169 | FG-26399Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b001d5c9…81d6 |
| 16170 | FG-26400Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 6df69a3f…dbad |
| 16171 | FG-26401Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | acd11c86…b154 |
| 16172 | FG-26402Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | d8cbce59…efc4 |
| 16173 | FG-26403Dec 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | da37820a…34d2 |
| 16174 | FG-26404Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | f7aa0730…fb18 |
| 16175 | FG-26405Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | aa15a524…70e5 |
| 16176 | FG-26406Mar 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 57dc70c6…4e7d |
| 16177 | FG-26407Jun 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 64575b71…db59 |
| 16178 | FG-26408Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 7ce97faf…7455 |
| 16179 | FG-26409Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | a1692578…b0c4 |
| 16180 | FG-26410Oct 25 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | afa7ac49…9ae9 |
| 16181 | FG-26411Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | adea9e59…fa27 |
| 16182 | FG-26412Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e382a6fa…ed4a |
| 16183 | FG-26413Apr 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 990a0c43…2fbf |
| 16184 | FG-26414Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | e4a11925…f53e |
| 16185 | FG-26415Apr 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 322224d5…6f63 |
| 16186 | FG-26416Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 6a914c3c…177a |
| 16187 | FG-26417Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 93a36f7d…0cc8 |
| 16188 | FG-26418Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 533dc5e8…9fe1 |
| 16189 | FG-26419Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e431b718…09cc |
| 16190 | FG-26420Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 8495241e…aaa1 |
| 16191 | FG-26421May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 5e4089eb…cd24 |
| 16192 | FG-26422May 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 89c17116…f0a7 |
| 16193 | FG-26423Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | dd482a9f…c89c |
| 16194 | FG-26424Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 01939535…f4f3 |
| 16195 | FG-26425May 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | b0411b28…b61c |
| 16196 | FG-26426Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 9b71ba9c…dd3e |
| 16197 | FG-26427Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b486ac18…e507 |
| 16198 | FG-26428Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | ef1c7edd…ce5e |
| 16199 | FG-26429Jan 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 16adf167…72f5 |
| 16200 | FG-26430Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 0f4f14e9…3774 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.