Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1801 | FG-12031Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | d8e96159…73c9 |
| 1802 | FG-12032Mar 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Recovered | $35 | $0.30 | c37190e9…cad0 |
| 1803 | FG-12033Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 89ee2274…30c1 |
| 1804 | FG-12034Dec 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | feec84a6…30ec |
| 1805 | FG-12035Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | ee6aca5f…dd7c |
| 1806 | FG-12036Mar 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a067c6aa…1987 |
| 1807 | FG-12037Jan 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 91c7832f…5a83 |
| 1808 | FG-12038Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | eece4501…a02b |
| 1809 | FG-12039Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c186dafb…e82e |
| 1810 | FG-12040Feb 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | ab12d772…9990 |
| 1811 | FG-12041Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ee0dbcd2…47f5 |
| 1812 | FG-12042Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | fe08abd3…8f93 |
| 1813 | FG-12043Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 6cce510a…638d |
| 1814 | FG-12044Jan 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $150 | $0.10 | b06e76ee…d424 |
| 1815 | FG-12045Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4cb03566…d137 |
| 1816 | FG-12046Feb 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $100 | $0.10 | 9f678303…4231 |
| 1817 | FG-12047Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | bc278f08…ab98 |
| 1818 | FG-12048Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 31041c6c…d65a |
| 1819 | FG-12049Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | dedcd5aa…60f9 |
| 1820 | FG-12050Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 23e4aaca…2c72 |
| 1821 | FG-12051Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 60ac19d1…6062 |
| 1822 | FG-12052Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | dae90118…61b7 |
| 1823 | FG-12053Feb 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 22b98dd2…79cb |
| 1824 | FG-12054Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 77145207…4b15 |
| 1825 | FG-12055Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fb1e924a…634c |
| 1826 | FG-12056Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f87609af…f1b3 |
| 1827 | FG-12057Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5771de47…74e4 |
| 1828 | FG-12058Dec 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 166d6df2…79c4 |
| 1829 | FG-12059Dec 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | ded3bc16…fefa |
| 1830 | FG-12060Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5f690fe7…d21a |
| 1831 | FG-12061Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d415849d…377a |
| 1832 | FG-12062Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d61f5b30…d8d6 |
| 1833 | FG-12063Aug 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 95cb99e4…209d |
| 1834 | FG-12064Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $150 | $0.10 | db3e18b4…b3ce |
| 1835 | FG-12065Jun 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 55c1d8d7…809d |
| 1836 | FG-12066Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | b0a3ee28…317b |
| 1837 | FG-12067Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | de37c5b6…85c6 |
| 1838 | FG-12068Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 735a4c09…4912 |
| 1839 | FG-12069Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2afa223e…76af |
| 1840 | FG-12070Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | edc45326…4e09 |
| 1841 | FG-12071Jan 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 07bf740a…c27a |
| 1842 | FG-12072Oct 25 | Harbor Light | 46Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | d68719a4…2e46 |
| 1843 | FG-12073Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | affeb00c…103b |
| 1844 | FG-12074May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | b65d8604…dbe6 |
| 1845 | FG-12075Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 1dbb1bcd…3785 |
| 1846 | FG-12076Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 1b980b1c…4c8a |
| 1847 | FG-12077Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | f41984f0…241a |
| 1848 | FG-12078Jun 26 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c07db3f0…1244 |
| 1849 | FG-12079Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f8f79ce6…4004 |
| 1850 | FG-12080Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | f9d970da…348b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.