Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1851 | FG-12081Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8a4e5c04…3f3e |
| 1852 | FG-12082Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b9d0fd1e…1c48 |
| 1853 | FG-12083Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 0f4f9156…cebb |
| 1854 | FG-12084Sep 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 9eefc820…6300 |
| 1855 | FG-12085Nov 25 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 287bccbb…4b5c |
| 1856 | FG-12086Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 11dfa985…999c |
| 1857 | FG-12087Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | e8c581f1…1b4d |
| 1858 | FG-12088Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e836cc65…4d8d |
| 1859 | FG-12089May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 4078e949…e127 |
| 1860 | FG-12090Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 093a41cd…21aa |
| 1861 | FG-12091Jan 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 88c6d18d…f12d |
| 1862 | FG-12092Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | abe55426…0dfe |
| 1863 | FG-12093May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 659f8d50…7621 |
| 1864 | FG-12094Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d6cb959c…84bb |
| 1865 | FG-12095Sep 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | b5c9f258…c7b9 |
| 1866 | FG-12096Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 18ee9166…65eb |
| 1867 | FG-12097May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 8ae05ca2…f2ef |
| 1868 | FG-12098Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Not recovered | — | $0.40 | 77ec0121…cd2a |
| 1869 | FG-12099Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 69afd7d3…93c6 |
| 1870 | FG-12100Feb 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 69c5784d…a1b2 |
| 1871 | FG-12101Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 13e8e029…2ae3 |
| 1872 | FG-12102Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9473c415…0dd8 |
| 1873 | FG-12103Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 78e5bda3…b33b |
| 1874 | FG-12104Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Not recovered | — | $0.40 | 495806b6…b3f0 |
| 1875 | FG-12105Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 7daa6654…8bb0 |
| 1876 | FG-12106Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 13aa0c1a…06a4 |
| 1877 | FG-12107Mar 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c548e668…caa2 |
| 1878 | FG-12108Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b36fda2c…0e26 |
| 1879 | FG-12109Oct 25 | Riverbend | 15Invalid card | Donor outreach | 1 | Recovered | $20 | $0.10 | 8ea9cc68…e3fe |
| 1880 | FG-12110Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8b9dae81…9b1a |
| 1881 | FG-12111May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | f415cf58…400f |
| 1882 | FG-12112Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | ebdb9c3d…7aeb |
| 1883 | FG-12113Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | d023efa4…dc49 |
| 1884 | FG-12114Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 7de004d7…6065 |
| 1885 | FG-12115Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 579841da…1f10 |
| 1886 | FG-12116Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2df344c4…20c7 |
| 1887 | FG-12117Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d99465f4…6e18 |
| 1888 | FG-12118Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c1ae4195…3291 |
| 1889 | FG-12119May 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 81bdfb33…64d7 |
| 1890 | FG-12120Jun 26 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | c29557ad…7c1b |
| 1891 | FG-12121Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 69ba80f8…f715 |
| 1892 | FG-12122Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2578074f…9b66 |
| 1893 | FG-12123Mar 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 269928a8…966a |
| 1894 | FG-12124Jun 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 15d7ca42…da06 |
| 1895 | FG-12125May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | cfbb46eb…5483 |
| 1896 | FG-12126Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 9a47465d…2f15 |
| 1897 | FG-12127Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 8ebea336…4b94 |
| 1898 | FG-12128Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 77f0a021…44c7 |
| 1899 | FG-12129Dec 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | b7272e1c…2277 |
| 1900 | FG-12130Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a7550471…a7a8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.