Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 18651 | FG-28881Jun 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | ede59511…2399 |
| 18652 | FG-28882Sep 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 05c549b0…6d4b |
| 18653 | FG-28883Mar 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | ebea9689…ee5e |
| 18654 | FG-28884Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | aefcca0e…2a49 |
| 18655 | FG-28885Nov 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 7e7af8fc…f470 |
| 18656 | FG-28886Dec 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Recovered | $70 | $0.30 | 379c7036…4caa |
| 18657 | FG-28887Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 67af0ad3…5f16 |
| 18658 | FG-28888Sep 26 | Harbor Light | 14Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | 5abf2b61…0bd2 |
| 18659 | FG-28889Nov 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 491352f1…9f46 |
| 18660 | FG-28890Dec 25 | Harbor Light | 46Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 1d05e136…4558 |
| 18661 | FG-28891Oct 25 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9ac4ff0e…1672 |
| 18662 | FG-28892Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 992a8b32…5980 |
| 18663 | FG-28893Jan 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 4edf0eb5…d9a8 |
| 18664 | FG-28894Aug 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | d332fa90…64d5 |
| 18665 | FG-28895Jan 26 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a32f3c05…64c1 |
| 18666 | FG-28896Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | 72744894…1be5 |
| 18667 | FG-28897Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e09ab425…1e96 |
| 18668 | FG-28898Feb 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | 4b58a68f…2d4d |
| 18669 | FG-28899Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 01804377…b78f |
| 18670 | FG-28900Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0f048219…3388 |
| 18671 | FG-28901Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 65f2b3dc…34e8 |
| 18672 | FG-28902Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3dd43ce5…745b |
| 18673 | FG-28903Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3241dc95…5360 |
| 18674 | FG-28904Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 2a126565…6de3 |
| 18675 | FG-28905Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | a881659f…1eae |
| 18676 | FG-28906May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 84d2a648…1698 |
| 18677 | FG-28907Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 8ee2bfc9…a4fa |
| 18678 | FG-28908May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 88c0cfd3…e55a |
| 18679 | FG-28909Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 40f0bfb6…7deb |
| 18680 | FG-28910Dec 25 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 2 | Recovered | $25 | $0.20 | a42cd873…b9a7 |
| 18681 | FG-28911May 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | a5c6338d…ca60 |
| 18682 | FG-28912Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 49326434…f2f3 |
| 18683 | FG-28913Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 74e77414…3428 |
| 18684 | FG-28914May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | bd6f95c0…3e47 |
| 18685 | FG-28915Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a4847535…caa4 |
| 18686 | FG-28916Sep 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 95fec34b…ae4c |
| 18687 | FG-28917Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 642b070c…41b3 |
| 18688 | FG-28918Mar 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 2004c46b…88c8 |
| 18689 | FG-28919Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 611ec8cf…7704 |
| 18690 | FG-28920Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | a1e3912f…8ee0 |
| 18691 | FG-28921Jan 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 998b8cb0…cc62 |
| 18692 | FG-28922May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 0d5ba1c9…235a |
| 18693 | FG-28923Jun 26 | Harbor Light | 43Lost or stolen | Donor outreach | 1 | Recovered | $20 | $0.10 | df4876bd…c926 |
| 18694 | FG-28924Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | a1b8e050…e2af |
| 18695 | FG-28925Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1e802312…1981 |
| 18696 | FG-28926Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5813cb8c…7156 |
| 18697 | FG-28927Apr 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $15 | $0.10 | c4445650…760d |
| 18698 | FG-28928Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 5d204f36…360e |
| 18699 | FG-28929May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 023ab89a…2fe0 |
| 18700 | FG-28930Jul 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6f63d4f6…fd0b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.