Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 18701 | FG-28931Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 30276e27…8b6c |
| 18702 | FG-28932Jan 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | 9b0a1327…8778 |
| 18703 | FG-28933Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 8144c9be…799e |
| 18704 | FG-28934Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9acc47de…c343 |
| 18705 | FG-28935Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 6c6a9269…a901 |
| 18706 | FG-28936Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 4f7eb821…3edd |
| 18707 | FG-28937Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 0f2c226a…db03 |
| 18708 | FG-28938Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 9da6ff75…785f |
| 18709 | FG-28939Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | e0d0c8f2…ff62 |
| 18710 | FG-28940Apr 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e187c05b…f0e6 |
| 18711 | FG-28941Jan 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6f19efc9…e32c |
| 18712 | FG-28942May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b6b21d0e…fa53 |
| 18713 | FG-28943Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5184cadc…98cd |
| 18714 | FG-28944Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | dab7893c…aaf5 |
| 18715 | FG-28945Nov 25 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e430012d…3691 |
| 18716 | FG-28946Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d50027d3…2d31 |
| 18717 | FG-28947Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3b33e49f…1e43 |
| 18718 | FG-28948Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 9b073174…717f |
| 18719 | FG-28949Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f5543ddb…f0cb |
| 18720 | FG-28950Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | cf3c0b2c…f315 |
| 18721 | FG-28951Nov 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | deae5106…f500 |
| 18722 | FG-28952Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 180a747b…5858 |
| 18723 | FG-28953Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 50a83fb5…61d1 |
| 18724 | FG-28954Jan 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cbc3fe00…a9c2 |
| 18725 | FG-28955Apr 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | 17877ff9…d833 |
| 18726 | FG-28956Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 26bf1c3e…b5da |
| 18727 | FG-28957Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | d46bc34f…59a8 |
| 18728 | FG-28958Oct 25 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | 32b0f4f2…180d |
| 18729 | FG-28959Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b2e6dbf1…aa0b |
| 18730 | FG-28960May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 963e1466…1038 |
| 18731 | FG-28961Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 556dd0cb…58e0 |
| 18732 | FG-28962Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 689770a1…2581 |
| 18733 | FG-28963Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 222c671c…f8d2 |
| 18734 | FG-28964Feb 26 | Harbor Light | 78Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | d097c430…1a91 |
| 18735 | FG-28965Jun 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | f42116dd…4769 |
| 18736 | FG-28966May 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $200 | $0.10 | 3b5bc69c…b497 |
| 18737 | FG-28967Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | f806a419…12df |
| 18738 | FG-28968Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 4026e411…69a4 |
| 18739 | FG-28969Jun 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $90 | $0.20 | 213e0ae6…747a |
| 18740 | FG-28970Dec 25 | Northgate | 91Issuer unavailable | Retry schedule | 2 | Recovered | $5 | $0.20 | 15111ac0…9719 |
| 18741 | FG-28971Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d31ea51d…ee0c |
| 18742 | FG-28972Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | a7261a15…d27a |
| 18743 | FG-28973Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a232f598…c0e8 |
| 18744 | FG-28974Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 86c15959…7429 |
| 18745 | FG-28975Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 39cab5dd…f19c |
| 18746 | FG-28976Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | e532038d…c5a8 |
| 18747 | FG-28977Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 2e5d3baf…4c7b |
| 18748 | FG-28978Feb 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | abe53ebf…cc71 |
| 18749 | FG-28979Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 8b533ce8…4108 |
| 18750 | FG-28980Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f35b8d87…f753 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.