Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 151 | FG-10381Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 92bb621a…d32d |
| 152 | FG-10382Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bb38be55…5b82 |
| 153 | FG-10383Apr 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $80 | $0.10 | 18e3270a…2c2c |
| 154 | FG-10384Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | b18ebf90…d9c1 |
| 155 | FG-10385Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 543615b0…4dfd |
| 156 | FG-10386Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | cd4c7e40…c047 |
| 157 | FG-10387Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 8c9e4e34…72ab |
| 158 | FG-10388Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 513d9010…e33c |
| 159 | FG-10389Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | bf761cd2…a39f |
| 160 | FG-10390Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 864c1057…38ea |
| 161 | FG-10391Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 46b71b38…10b6 |
| 162 | FG-10392Dec 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 42fece21…5692 |
| 163 | FG-10393Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 6497443d…c0c7 |
| 164 | FG-10394Oct 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9fa72925…b5c8 |
| 165 | FG-10395Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cadf9915…38df |
| 166 | FG-10396Oct 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | c25096d2…1f76 |
| 167 | FG-10397Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 8db2637b…5c18 |
| 168 | FG-10398Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dda8ac60…dcd8 |
| 169 | FG-10399Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f7aea131…1b53 |
| 170 | FG-10400Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | f36587c6…5ffd |
| 171 | FG-10401Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | bec0519d…0d07 |
| 172 | FG-10402Apr 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | eaa3a551…e341 |
| 173 | FG-10403Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6b73ea3b…e092 |
| 174 | FG-10404Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | ba7ddaa7…94bd |
| 175 | FG-10405Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ba9ec3a8…64c0 |
| 176 | FG-10406May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3dc9c6a2…412f |
| 177 | FG-10407Sep 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | a6b2a669…d782 |
| 178 | FG-10408Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 462f0f33…bb3f |
| 179 | FG-10409Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | c8c21587…7f5a |
| 180 | FG-10410Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 683f078e…7d7b |
| 181 | FG-10411Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | e65719aa…cbf8 |
| 182 | FG-10412Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 65a03c6d…086a |
| 183 | FG-10413Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 39b42d46…05b8 |
| 184 | FG-10414Apr 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | f889c4c9…868e |
| 185 | FG-10415Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 78cdc67f…5f77 |
| 186 | FG-10416Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1f37ca45…58ee |
| 187 | FG-10417Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f61a5073…5eab |
| 188 | FG-10418May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 9a0c9afd…faec |
| 189 | FG-10419Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2260f341…c4b9 |
| 190 | FG-10420Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | f6cf86d5…5a69 |
| 191 | FG-10421Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 0d2b712b…c208 |
| 192 | FG-10422Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | beec7b85…99e5 |
| 193 | FG-10423Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 074ee996…f9ed |
| 194 | FG-10424Oct 25 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 4fa4ff62…98b0 |
| 195 | FG-10425Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 4f7537d8…5b93 |
| 196 | FG-10426Dec 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | b04caaf4…45f0 |
| 197 | FG-10427Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 2cac8d40…9536 |
| 198 | FG-10428Aug 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 3d36b7ca…dca2 |
| 199 | FG-10429Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | e1b77a84…5976 |
| 200 | FG-10430Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | fd31630f…02dd |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.