Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 201 | FG-10431Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 193653c1…95c8 |
| 202 | FG-10432Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | e8da78fa…c638 |
| 203 | FG-10433Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ce30c3c8…5927 |
| 204 | FG-10434Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8751617f…e7d1 |
| 205 | FG-10435May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 62c1451b…dc1b |
| 206 | FG-10436Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 35662327…0303 |
| 207 | FG-10437Dec 25 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | f334b9a3…0946 |
| 208 | FG-10438Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $120 | $0.20 | d7d8391e…0343 |
| 209 | FG-10439May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 5d1d2dc0…9f23 |
| 210 | FG-10440Jul 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6a686168…19b8 |
| 211 | FG-10441Feb 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $15 | $0.10 | c4d6b76f…9060 |
| 212 | FG-10442Jun 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 580313d8…6fb2 |
| 213 | FG-10443Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 39fb02ab…f55b |
| 214 | FG-10444Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 865f18e6…b183 |
| 215 | FG-10445Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | f687a962…4505 |
| 216 | FG-10446Sep 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $100 | $0.10 | 4ce9d354…1087 |
| 217 | FG-10447Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 4de466af…4816 |
| 218 | FG-10448Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 68398fe7…dd5d |
| 219 | FG-10449May 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f39ce22b…aa22 |
| 220 | FG-10450Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 99cb4a8a…b410 |
| 221 | FG-10451Jul 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 0494e128…eeb8 |
| 222 | FG-10452Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 333f4768…02f6 |
| 223 | FG-10453Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | a5196f85…f954 |
| 224 | FG-10454Feb 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4de07dd6…6fc9 |
| 225 | FG-10455Sep 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2ac1acdc…9c00 |
| 226 | FG-10456Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 33eb7e06…5b43 |
| 227 | FG-10457May 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $15 | $0.10 | 3be85f06…8d3f |
| 228 | FG-10458Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | f08e5fbc…d0ed |
| 229 | FG-10459Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 3166aa81…d97a |
| 230 | FG-10460Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | af38c371…2c38 |
| 231 | FG-10461Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 0c9abf7b…a7af |
| 232 | FG-10462Aug 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 48c7b04c…aa1e |
| 233 | FG-10463Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 0269e4ec…9982 |
| 234 | FG-10464Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 28a413ba…43ac |
| 235 | FG-10465Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c965794e…2d11 |
| 236 | FG-10466Feb 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | f60d80d0…381a |
| 237 | FG-10467Mar 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 4b810244…5752 |
| 238 | FG-10468Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fd8fe793…f6c4 |
| 239 | FG-10469Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b0e99e07…d7d0 |
| 240 | FG-10470Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c9d1437e…3eb0 |
| 241 | FG-10471Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3a63f81a…5ff3 |
| 242 | FG-10472Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a7081228…3b5d |
| 243 | FG-10473Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bc3747e1…8586 |
| 244 | FG-10474Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | bdbe7c36…8a42 |
| 245 | FG-10475Dec 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 0079e4a9…7cb8 |
| 246 | FG-10476Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | fe247e60…8de6 |
| 247 | FG-10477May 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 80e6d173…1d2a |
| 248 | FG-10478Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 14c40754…88dd |
| 249 | FG-10479Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 1e7105ca…8c85 |
| 250 | FG-10480Jun 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 1364f1f6…1467 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.