Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1951 | FG-12181May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | eca294b2…d555 |
| 1952 | FG-12182Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 5dbed4b8…39bb |
| 1953 | FG-12183Mar 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | d1a9d90e…87c4 |
| 1954 | FG-12184May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 633c22bb…28cf |
| 1955 | FG-12185Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 598ca227…9694 |
| 1956 | FG-12186Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 44214099…baea |
| 1957 | FG-12187Jun 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | eb76a18c…0f7f |
| 1958 | FG-12188Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | ddda15f1…c40a |
| 1959 | FG-12189Feb 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | c6d20bd9…9a49 |
| 1960 | FG-12190Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 649ee22f…ac32 |
| 1961 | FG-12191Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | be20b305…1b51 |
| 1962 | FG-12192Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 3163f6ef…c5cb |
| 1963 | FG-12193Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 3c02d147…20fa |
| 1964 | FG-12194Apr 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 780f930d…990f |
| 1965 | FG-12195Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 5a49f069…6171 |
| 1966 | FG-12196Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | eddec687…3c13 |
| 1967 | FG-12197Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 89e28243…1f02 |
| 1968 | FG-12198May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 6b4e51d9…cc69 |
| 1969 | FG-12199May 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 7b36339b…4dde |
| 1970 | FG-12200Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 99eab47a…6c45 |
| 1971 | FG-12201Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f08311a0…4b4a |
| 1972 | FG-12202Sep 26 | Riverbend | 43Lost or stolen | Card updater, then retry | 2 | Recovered | $25 | $0.20 | 175b90c8…88fa |
| 1973 | FG-12203Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | c2de4285…2eb3 |
| 1974 | FG-12204Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3ab8d8cf…5bdb |
| 1975 | FG-12205Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | b79a8b8a…6622 |
| 1976 | FG-12206Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 5ae1a04f…1779 |
| 1977 | FG-12207Sep 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 8458f90c…662f |
| 1978 | FG-12208Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 24b80f90…99dc |
| 1979 | FG-12209Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 980ffdd7…0af1 |
| 1980 | FG-12210Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 8b7b4219…ec15 |
| 1981 | FG-12211Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f643c42c…862d |
| 1982 | FG-12212Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 58d4f941…3641 |
| 1983 | FG-12213Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ee93306b…4f4d |
| 1984 | FG-12214Oct 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 350ca34a…1257 |
| 1985 | FG-12215Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 193cbcd8…fe1d |
| 1986 | FG-12216Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | f270eac7…7e55 |
| 1987 | FG-12217Apr 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 8335c15b…735b |
| 1988 | FG-12218May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 727008e3…cdcd |
| 1989 | FG-12219Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $130 | $0.10 | 474d7513…fcce |
| 1990 | FG-12220Apr 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1d7e7efe…b049 |
| 1991 | FG-12221Oct 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | aa1ec9ae…cd29 |
| 1992 | FG-12222Jan 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | f105ec07…258e |
| 1993 | FG-12223Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | e75684c4…9be2 |
| 1994 | FG-12224Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 6c08a49b…dd4e |
| 1995 | FG-12225Aug 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 9b23eba2…f586 |
| 1996 | FG-12226Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 8f62f51d…4565 |
| 1997 | FG-12227Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d9c7ce5a…8384 |
| 1998 | FG-12228Apr 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 35a749db…33c5 |
| 1999 | FG-12229Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | bb47de80…129b |
| 2000 | FG-12230Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | ebc02947…e0bb |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.