Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2001 | FG-12231Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 571bce71…ef4d |
| 2002 | FG-12232Nov 25 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $100 | $0.10 | be0d5616…6098 |
| 2003 | FG-12233Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 6989955b…4c95 |
| 2004 | FG-12234Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | a24ca266…b787 |
| 2005 | FG-12235Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 43da8d3a…94f8 |
| 2006 | FG-12236May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 825fdf2d…aa55 |
| 2007 | FG-12237Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | dc64513e…c190 |
| 2008 | FG-12238Sep 26 | Lumen Arts | 05Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 91e5fa55…dac8 |
| 2009 | FG-12239Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $275 | $0.10 | 08464ffe…417a |
| 2010 | FG-12240Nov 25 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | b66d35ae…31c6 |
| 2011 | FG-12241Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 6815ef7b…211b |
| 2012 | FG-12242Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 644e0685…1747 |
| 2013 | FG-12243Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | a584823d…d213 |
| 2014 | FG-12244Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e400c203…9588 |
| 2015 | FG-12245Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 607c59ce…bbd2 |
| 2016 | FG-12246Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 7b70ff5d…c4a9 |
| 2017 | FG-12247Dec 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 68490e0c…39ae |
| 2018 | FG-12248Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 6787eb4f…9a12 |
| 2019 | FG-12249Oct 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 0ee7889c…f918 |
| 2020 | FG-12250May 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a9413b8f…b7d7 |
| 2021 | FG-12251Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f396c7c3…b1f2 |
| 2022 | FG-12252Jan 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | 1ecc5da8…83c0 |
| 2023 | FG-12253Oct 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c93dcb5b…6e9c |
| 2024 | FG-12254May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8645c24e…b994 |
| 2025 | FG-12255May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 41aabe6d…4835 |
| 2026 | FG-12256Aug 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | b732abb5…6346 |
| 2027 | FG-12257Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 0a7908fe…e925 |
| 2028 | FG-12258May 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 94b978ca…dfdc |
| 2029 | FG-12259Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 54b9a841…f7ac |
| 2030 | FG-12260Jan 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 31d92fcd…b7cc |
| 2031 | FG-12261Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 29a0dfe4…c122 |
| 2032 | FG-12262Oct 25 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 39aaddf9…3f91 |
| 2033 | FG-12263Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1a92682e…6af8 |
| 2034 | FG-12264Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e49460a8…11b5 |
| 2035 | FG-12265Oct 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9bdcd174…bb4c |
| 2036 | FG-12266Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8ebf8a67…084e |
| 2037 | FG-12267Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 41da20a8…6106 |
| 2038 | FG-12268Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 98a244ba…3643 |
| 2039 | FG-12269Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8e6051ba…6ad3 |
| 2040 | FG-12270Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | a89c1095…c9ab |
| 2041 | FG-12271Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 08940b97…e44f |
| 2042 | FG-12272Dec 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 61e93c63…4b95 |
| 2043 | FG-12273Sep 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 79d2acf0…3ac5 |
| 2044 | FG-12274Oct 25 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | 792a50f9…0e73 |
| 2045 | FG-12275Dec 25 | Harbor Light | 62Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | ed47f493…0be4 |
| 2046 | FG-12276Mar 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b8e5e8a7…ca6c |
| 2047 | FG-12277Jun 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | d4ef0f5b…683e |
| 2048 | FG-12278May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 4c17fc89…b1d5 |
| 2049 | FG-12279Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | d6874a10…aeec |
| 2050 | FG-12280Mar 26 | Riverbend | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | de5d6c3b…1568 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.