Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20401 | FG-30631Jun 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 6906d8fb…292e |
| 20402 | FG-30632Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b7750772…79d7 |
| 20403 | FG-30633Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 87df1c2e…2d08 |
| 20404 | FG-30634Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | a3b2d84a…bca0 |
| 20405 | FG-30635Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c41b203f…f80e |
| 20406 | FG-30636Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 62c5fac3…6e27 |
| 20407 | FG-30637May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 4f3c29d2…e030 |
| 20408 | FG-30638Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | d4a3ef6f…3664 |
| 20409 | FG-30639Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 91ea7872…607c |
| 20410 | FG-30640Nov 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 2d9ba5bf…3cbd |
| 20411 | FG-30641Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 8d7d2506…cab4 |
| 20412 | FG-30642May 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f68f1392…8011 |
| 20413 | FG-30643Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | f6e23d02…d286 |
| 20414 | FG-30644Mar 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | eaca25b7…7a48 |
| 20415 | FG-30645May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7ff32f25…7676 |
| 20416 | FG-30646Oct 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 8b7d02b0…cfd1 |
| 20417 | FG-30647Nov 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 7ae8d517…0cd8 |
| 20418 | FG-30648May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 68edaaf9…e261 |
| 20419 | FG-30649Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 39ccfde5…9d9f |
| 20420 | FG-30650Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2fdff1da…e98a |
| 20421 | FG-30651May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | cdf64fb0…a211 |
| 20422 | FG-30652Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 10aa0fc1…675c |
| 20423 | FG-30653Oct 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 4a8f5033…07fa |
| 20424 | FG-30654Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $20 | $0.20 | 890bdbd0…66c4 |
| 20425 | FG-30655Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | eb878517…69f5 |
| 20426 | FG-30656Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 50f88bbb…c10b |
| 20427 | FG-30657Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 2a8dbad5…4db6 |
| 20428 | FG-30658Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 97bdee8f…a2b5 |
| 20429 | FG-30659Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | b5a1c38d…9320 |
| 20430 | FG-30660Oct 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | e8abe51c…9b1f |
| 20431 | FG-30661Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b3e6503e…7f44 |
| 20432 | FG-30662Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 50cf7406…6386 |
| 20433 | FG-30663Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | bcddb2d2…af96 |
| 20434 | FG-30664Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | ff10c6f2…6bc3 |
| 20435 | FG-30665Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 26f0ffcb…faa5 |
| 20436 | FG-30666Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | ea37025c…158d |
| 20437 | FG-30667Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $120 | $0.40 | 84f6f151…92f5 |
| 20438 | FG-30668Sep 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $120 | $0.10 | b9d4025a…4386 |
| 20439 | FG-30669Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 46490085…7d35 |
| 20440 | FG-30670May 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | 9787dc99…3a4a |
| 20441 | FG-30671Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 6a54cc2d…1d78 |
| 20442 | FG-30672Jan 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | b7e42e19…6ac1 |
| 20443 | FG-30673May 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | d78bce52…a134 |
| 20444 | FG-30674Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 9fd6360d…6129 |
| 20445 | FG-30675Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 2539ca11…adf3 |
| 20446 | FG-30676Mar 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 8d636069…1fbb |
| 20447 | FG-30677Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4429a23f…9e83 |
| 20448 | FG-30678Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 5392e7bf…773a |
| 20449 | FG-30679Aug 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2c5318cc…4c6d |
| 20450 | FG-30680Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 47fe8301…c1e5 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.