Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20451 | FG-30681Aug 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 3e03e215…bb45 |
| 20452 | FG-30682Jan 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 52d174ff…4397 |
| 20453 | FG-30683Dec 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | da228240…a69f |
| 20454 | FG-30684Feb 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 6f071320…6a35 |
| 20455 | FG-30685Mar 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9b324c05…55b4 |
| 20456 | FG-30686Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2c218818…337f |
| 20457 | FG-30687Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | a88c725c…d4ca |
| 20458 | FG-30688Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 524fa0cb…f911 |
| 20459 | FG-30689Mar 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | d49d2bf8…8d42 |
| 20460 | FG-30690May 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 620601b7…aa0b |
| 20461 | FG-30691Sep 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5478efc1…bdc9 |
| 20462 | FG-30692Jun 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 98918434…1075 |
| 20463 | FG-30693Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 7b6412b7…3531 |
| 20464 | FG-30694Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 869f7672…4a1c |
| 20465 | FG-30695Jul 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 377b3f91…9db2 |
| 20466 | FG-30696Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | d6066aee…600d |
| 20467 | FG-30697Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 25959680…60a0 |
| 20468 | FG-30698Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 63352a8b…ced2 |
| 20469 | FG-30699Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 3c5115bc…badf |
| 20470 | FG-30700Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 40746df9…5e0d |
| 20471 | FG-30701Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | fa022020…01bd |
| 20472 | FG-30702Oct 25 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 5d0055a1…f555 |
| 20473 | FG-30703Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 284faf3e…776c |
| 20474 | FG-30704Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1301b07f…97ce |
| 20475 | FG-30705Mar 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f68595a2…d1d8 |
| 20476 | FG-30706Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ba0df5bf…ca7d |
| 20477 | FG-30707Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b5b8f3ce…08c2 |
| 20478 | FG-30708Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 8d5062fb…a031 |
| 20479 | FG-30709Aug 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 306813ad…d032 |
| 20480 | FG-30710Sep 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | c72512d3…8180 |
| 20481 | FG-30711May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 82f9b91a…3217 |
| 20482 | FG-30712Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9b7e9e5b…d769 |
| 20483 | FG-30713Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0fb9f936…d8ca |
| 20484 | FG-30714Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 379a109e…2521 |
| 20485 | FG-30715Dec 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 15c3ece7…adec |
| 20486 | FG-30716Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 8093108b…bedb |
| 20487 | FG-30717Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | c13b99a6…8934 |
| 20488 | FG-30718Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 27503691…a463 |
| 20489 | FG-30719Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $160 | $0.30 | 82ee52b5…02d1 |
| 20490 | FG-30720May 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e3bdb4f7…8d22 |
| 20491 | FG-30721Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 08049c9a…4c2e |
| 20492 | FG-30722Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 56c88065…3f37 |
| 20493 | FG-30723Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 66943dea…9397 |
| 20494 | FG-30724Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1f92fd32…ed93 |
| 20495 | FG-30725Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | e4be218e…e5ff |
| 20496 | FG-30726May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a0d99be7…0b2f |
| 20497 | FG-30727Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | 4d4dfeb0…687a |
| 20498 | FG-30728May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 274af6da…5222 |
| 20499 | FG-30729Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 4a370fd6…70b9 |
| 20500 | FG-30730Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | a7f9027c…f611 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.