Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20501 | FG-30731Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 82d4d1cc…e97e |
| 20502 | FG-30732Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 7996374d…b625 |
| 20503 | FG-30733Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | e4ec798c…254e |
| 20504 | FG-30734Jul 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 508c9b97…2eda |
| 20505 | FG-30735Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 934ae35c…6a41 |
| 20506 | FG-30736Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | d91d332b…a3fd |
| 20507 | FG-30737Mar 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $140 | $0.30 | 6018c850…f5de |
| 20508 | FG-30738Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | d7441733…3434 |
| 20509 | FG-30739Oct 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | e5e1ba58…dc56 |
| 20510 | FG-30740Feb 26 | Cedar Valley | 46Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | 1792df23…02f7 |
| 20511 | FG-30741Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 0799c4ae…26e0 |
| 20512 | FG-30742Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | fe78397a…8bac |
| 20513 | FG-30743Oct 25 | Harbor Light | 14Invalid card | Donor outreach | 1 | Recovered | $100 | $0.10 | 22d4e626…f89a |
| 20514 | FG-30744Jun 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 55112815…915e |
| 20515 | FG-30745May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 332cafb4…2f90 |
| 20516 | FG-30746Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 54bc7b19…bc41 |
| 20517 | FG-30747Nov 25 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $70 | $0.10 | d8557fec…4a5b |
| 20518 | FG-30748Dec 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 477dbfe4…4f24 |
| 20519 | FG-30749Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | e0efc031…7c50 |
| 20520 | FG-30750Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 6768f79e…abdf |
| 20521 | FG-30751Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 22e1c47d…8438 |
| 20522 | FG-30752Jun 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 31237bc0…20cd |
| 20523 | FG-30753Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0185850b…a6a1 |
| 20524 | FG-30754Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 249134f9…383b |
| 20525 | FG-30755Sep 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 208baff9…3161 |
| 20526 | FG-30756Feb 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0c819f30…1a61 |
| 20527 | FG-30757Mar 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 33cb1bc3…7d06 |
| 20528 | FG-30758Jan 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3a50f90a…9042 |
| 20529 | FG-30759Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | fd6bd948…2b52 |
| 20530 | FG-30760Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | b2fdf314…bb07 |
| 20531 | FG-30761Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 2af7f29c…b2b0 |
| 20532 | FG-30762Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 022bf1ed…d851 |
| 20533 | FG-30763Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 807f7925…5325 |
| 20534 | FG-30764Mar 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9f182796…582f |
| 20535 | FG-30765Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 41b9f14f…6c94 |
| 20536 | FG-30766Jul 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 614f6dba…ea67 |
| 20537 | FG-30767Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 810a3bfa…273d |
| 20538 | FG-30768Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 14724ef2…acba |
| 20539 | FG-30769May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | 42ccda87…b7c7 |
| 20540 | FG-30770Nov 25 | Lumen Arts | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $150 | $0.10 | 95532413…1078 |
| 20541 | FG-30771Nov 25 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c31ba822…6022 |
| 20542 | FG-30772Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fcc2034b…496d |
| 20543 | FG-30773May 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 68d06699…f2e3 |
| 20544 | FG-30774Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 73e2dd8e…1a7c |
| 20545 | FG-30775Nov 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 735d8c20…e00c |
| 20546 | FG-30776Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 14402835…c838 |
| 20547 | FG-30777Apr 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 8a286d8a…d215 |
| 20548 | FG-30778Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 296c7a26…d1b0 |
| 20549 | FG-30779Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | d856a3bc…4536 |
| 20550 | FG-30780Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 38a0d0b3…3294 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.