Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20651 | FG-30881Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ede29e4b…f828 |
| 20652 | FG-30882Mar 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 3 | Recovered | $30 | $0.30 | c82525b9…55ae |
| 20653 | FG-30883Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 6af12667…8b87 |
| 20654 | FG-30884Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | fd173af0…3131 |
| 20655 | FG-30885Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | cd088c05…b0c1 |
| 20656 | FG-30886May 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b55c0352…cc97 |
| 20657 | FG-30887Feb 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ec23faf8…bfd6 |
| 20658 | FG-30888Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | fa25b4f7…2068 |
| 20659 | FG-30889Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | b995252b…07ed |
| 20660 | FG-30890Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 643386c4…53a6 |
| 20661 | FG-30891Feb 26 | Lumen Arts | 46Account closed | Donor outreach | 1 | Recovered | $120 | $0.10 | f375cdc1…4f2c |
| 20662 | FG-30892Sep 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | da0edd0b…4bf5 |
| 20663 | FG-30893Jan 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 6e99ede3…64de |
| 20664 | FG-30894Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8da35a6b…9122 |
| 20665 | FG-30895Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | df247afe…2243 |
| 20666 | FG-30896Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | af5f937d…58d7 |
| 20667 | FG-30897Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 1 | Recovered | $30 | $0.10 | 24856787…6a9c |
| 20668 | FG-30898Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 8d9084d2…277d |
| 20669 | FG-30899Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | aa25ee27…49df |
| 20670 | FG-30900Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 1c0745dc…4691 |
| 20671 | FG-30901Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ab180733…53e3 |
| 20672 | FG-30902Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 867f509d…41f7 |
| 20673 | FG-30903Oct 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | f8be6e17…4382 |
| 20674 | FG-30904Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | b1c35e00…e329 |
| 20675 | FG-30905May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | befc641a…bd23 |
| 20676 | FG-30906Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 422e4f9a…708b |
| 20677 | FG-30907Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Recovered | $15 | $0.30 | 7c43f32d…839e |
| 20678 | FG-30908Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ff44436d…cf70 |
| 20679 | FG-30909Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f9c8875d…89fa |
| 20680 | FG-30910Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 5192a347…34fd |
| 20681 | FG-30911Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 80eaa27b…08da |
| 20682 | FG-30912Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 9764456a…a7b3 |
| 20683 | FG-30913Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 37eb45ed…9950 |
| 20684 | FG-30914Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d60b60f6…9bca |
| 20685 | FG-30915Aug 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 18dbee32…4bfd |
| 20686 | FG-30916Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 98da5b65…a11e |
| 20687 | FG-30917Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bbe1c1f9…31e5 |
| 20688 | FG-30918Feb 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 116f0942…a87d |
| 20689 | FG-30919Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | c7380146…28ca |
| 20690 | FG-30920Mar 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $275 | $0.10 | 53a43caa…34eb |
| 20691 | FG-30921Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e79773e6…96bf |
| 20692 | FG-30922Mar 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 3a431a23…6c80 |
| 20693 | FG-30923Jul 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 2e47e309…04bd |
| 20694 | FG-30924Jan 26 | Lumen Arts | 43Lost or stolen | Donor outreach | 1 | Recovered | $25 | $0.10 | f7ab7d61…d5c6 |
| 20695 | FG-30925Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 16fb4f2f…b521 |
| 20696 | FG-30926Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 06baecdd…50d9 |
| 20697 | FG-30927Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 92cd9f21…7a06 |
| 20698 | FG-30928Feb 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | fdc6b661…4a16 |
| 20699 | FG-30929Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 8c199bf9…e692 |
| 20700 | FG-30930Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 440446a1…0b8d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.