Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20701 | FG-30931Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 422a56d0…80a3 |
| 20702 | FG-30932Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9545a660…d03b |
| 20703 | FG-30933Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $70 | $0.40 | 6d9e63ab…628b |
| 20704 | FG-30934Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e0486524…bcb4 |
| 20705 | FG-30935May 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a6967d82…0968 |
| 20706 | FG-30936Feb 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | c04d2683…77b5 |
| 20707 | FG-30937Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8c4a12f2…01de |
| 20708 | FG-30938Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | c87065ce…c8e2 |
| 20709 | FG-30939Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 0431a3a2…2e85 |
| 20710 | FG-30940Aug 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | e74df109…c052 |
| 20711 | FG-30941Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 8e4ff8ec…0cc2 |
| 20712 | FG-30942Oct 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ba77b200…eaf9 |
| 20713 | FG-30943Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 42f38784…b5ea |
| 20714 | FG-30944Mar 26 | Riverbend | 78Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | 06ceb1ad…0865 |
| 20715 | FG-30945Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 60f3ddf7…cf16 |
| 20716 | FG-30946Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 5234924a…c27b |
| 20717 | FG-30947Feb 26 | Northgate | 19Issuer unavailable | Retry schedule | 2 | Recovered | $70 | $0.20 | 6241eca6…81d3 |
| 20718 | FG-30948Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f42e9405…3370 |
| 20719 | FG-30949Jun 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ee0bb03d…f76b |
| 20720 | FG-30950Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | f1d032b6…327f |
| 20721 | FG-30951Oct 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | f8059c57…a185 |
| 20722 | FG-30952Dec 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c1a1a67a…cf05 |
| 20723 | FG-30953Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 74a4cb3e…6d9d |
| 20724 | FG-30954Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | b6d12f3c…9a4a |
| 20725 | FG-30955Jul 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $90 | $0.10 | 92aa2536…92d8 |
| 20726 | FG-30956Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | a2d7cf43…f25c |
| 20727 | FG-30957Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 719917a8…4f10 |
| 20728 | FG-30958Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | f9b5c62b…548c |
| 20729 | FG-30959Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 7bb20f38…7b5d |
| 20730 | FG-30960Aug 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | e16e68a7…e5b2 |
| 20731 | FG-30961Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | dd752e71…a2f7 |
| 20732 | FG-30962Jul 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | ea479275…1e4a |
| 20733 | FG-30963Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3d8450d4…a3fb |
| 20734 | FG-30964Dec 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 61011a75…2507 |
| 20735 | FG-30965Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | d028b01a…963c |
| 20736 | FG-30966May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 170b6ef6…1994 |
| 20737 | FG-30967Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 91a53aac…7d18 |
| 20738 | FG-30968Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $120 | $0.20 | 7f176cdd…62ec |
| 20739 | FG-30969Jul 26 | Northgate | 14Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | bc2e0903…03da |
| 20740 | FG-30970Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 5dc3baba…6f07 |
| 20741 | FG-30971Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 7efbc549…32bc |
| 20742 | FG-30972Sep 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c89f0ca6…5dc4 |
| 20743 | FG-30973Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | 97d137b0…d82c |
| 20744 | FG-30974Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | ee73dd0f…00d0 |
| 20745 | FG-30975Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | ecece918…85e1 |
| 20746 | FG-30976Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c837e6a4…a9cc |
| 20747 | FG-30977Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d621cf08…b534 |
| 20748 | FG-30978Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 15820423…1479 |
| 20749 | FG-30979Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 2313e564…38ce |
| 20750 | FG-30980Jul 26 | Cedar Valley | 15Invalid card | Donor outreach | 1 | Recovered | $15 | $0.10 | 1689eb22…1157 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.