Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21101 | FG-31331Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 107c94b6…b20c |
| 21102 | FG-31332Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 53e0bbd7…1d66 |
| 21103 | FG-31333Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 2789c366…0ae0 |
| 21104 | FG-31334Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | c5f5009c…f601 |
| 21105 | FG-31335Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | e62a366f…43b6 |
| 21106 | FG-31336Dec 25 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $15 | $0.10 | aede4aec…b749 |
| 21107 | FG-31337May 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 66ea48bb…f95d |
| 21108 | FG-31338Aug 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | af554c7d…cc96 |
| 21109 | FG-31339Feb 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 314b1e24…870c |
| 21110 | FG-31340Aug 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | d2d899cd…57e9 |
| 21111 | FG-31341Jun 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 45037d4c…b1b9 |
| 21112 | FG-31342Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8be08465…d8b1 |
| 21113 | FG-31343Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 10b38ae6…8b45 |
| 21114 | FG-31344Nov 25 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 6f0e3c1d…a049 |
| 21115 | FG-31345Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 52244efc…78f1 |
| 21116 | FG-31346Sep 26 | Lumen Arts | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c815bac7…c3d4 |
| 21117 | FG-31347Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 649c0f7a…1ad2 |
| 21118 | FG-31348Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 8b80aaaf…84a0 |
| 21119 | FG-31349May 26 | Harbor Light | 02Do not honor | Retry schedule | 4 | Recovered | $25 | $0.40 | 10689288…1f4e |
| 21120 | FG-31350Apr 26 | Northgate | 14Invalid card | Donor outreach | 1 | Recovered | $90 | $0.10 | 2a981cf6…c85c |
| 21121 | FG-31351Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | dcb4fd2e…7160 |
| 21122 | FG-31352May 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 9464862a…a6b6 |
| 21123 | FG-31353Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2a59da48…a679 |
| 21124 | FG-31354Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 80797bad…3aa0 |
| 21125 | FG-31355Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | bbac4eec…81e9 |
| 21126 | FG-31356Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | b0cb5821…7591 |
| 21127 | FG-31357Nov 25 | Northgate | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 84901abb…19e6 |
| 21128 | FG-31358Dec 25 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 1501c80b…1951 |
| 21129 | FG-31359Dec 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d92a6dce…b418 |
| 21130 | FG-31360Oct 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 38dd1c7b…717c |
| 21131 | FG-31361Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c9cac504…4898 |
| 21132 | FG-31362Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 5a329a27…9d30 |
| 21133 | FG-31363Oct 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | abb92480…0e5e |
| 21134 | FG-31364Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 48127196…9114 |
| 21135 | FG-31365Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 3dbb767e…c48e |
| 21136 | FG-31366May 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2852f766…be4c |
| 21137 | FG-31367Jul 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | fe6d30d6…74ae |
| 21138 | FG-31368Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 7b123ca1…8c62 |
| 21139 | FG-31369Dec 25 | Riverbend | 43Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | ed25c576…6af9 |
| 21140 | FG-31370Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 56ba88c9…574c |
| 21141 | FG-31371Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 37ca9016…34cc |
| 21142 | FG-31372Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 6eee1043…2992 |
| 21143 | FG-31373Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 702ad04a…bbf8 |
| 21144 | FG-31374Dec 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b5d0a384…5d87 |
| 21145 | FG-31375May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 549239f7…7745 |
| 21146 | FG-31376May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 654b4c78…88f3 |
| 21147 | FG-31377Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 2f3fa8b8…de72 |
| 21148 | FG-31378Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 04b83579…b812 |
| 21149 | FG-31379Sep 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 58afd16c…b17e |
| 21150 | FG-31380Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 7bd1637f…bbb3 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.