Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21151 | FG-31381Dec 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 69fca61d…0e73 |
| 21152 | FG-31382Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | ddbee013…bc34 |
| 21153 | FG-31383May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | db87f8b3…f416 |
| 21154 | FG-31384Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 091e795c…6829 |
| 21155 | FG-31385May 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 3 | Recovered | $35 | $0.30 | c91094dc…4838 |
| 21156 | FG-31386Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $90 | $0.30 | 916540af…ebc9 |
| 21157 | FG-31387Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 303774b3…6b43 |
| 21158 | FG-31388Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 15e75f7f…5923 |
| 21159 | FG-31389Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 00a49bb7…db0b |
| 21160 | FG-31390Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | b845c0e7…4034 |
| 21161 | FG-31391Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7f532d4b…e8cd |
| 21162 | FG-31392Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | d944520f…a28b |
| 21163 | FG-31393Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | e3868eeb…1ab0 |
| 21164 | FG-31394Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | da156489…20a8 |
| 21165 | FG-31395Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0f20fb9a…e09c |
| 21166 | FG-31396Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 30f73f2a…bcf3 |
| 21167 | FG-31397Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 1f531194…a33d |
| 21168 | FG-31398Jun 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c9198764…1ee1 |
| 21169 | FG-31399May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fc3ab705…1c50 |
| 21170 | FG-31400Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 9333868a…ade5 |
| 21171 | FG-31401Nov 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $140 | $0.10 | a0df5a03…0e47 |
| 21172 | FG-31402Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 324a38ce…66ea |
| 21173 | FG-31403Apr 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7421f7a7…caf0 |
| 21174 | FG-31404Dec 25 | Riverbend | 57Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | f2c0e6af…fdf7 |
| 21175 | FG-31405May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 09b8e3c4…6247 |
| 21176 | FG-31406Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 240a44c3…9383 |
| 21177 | FG-31407Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6cd9fa00…12d5 |
| 21178 | FG-31408May 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 0e25c847…0800 |
| 21179 | FG-31409Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bd3a60a3…8e92 |
| 21180 | FG-31410Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 6502eb8d…4e0f |
| 21181 | FG-31411Aug 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 2e1910ae…5f7e |
| 21182 | FG-31412Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 2be5ec22…2235 |
| 21183 | FG-31413Aug 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3be09168…7edc |
| 21184 | FG-31414Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 64ff1605…61a9 |
| 21185 | FG-31415Mar 26 | Northgate | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $70 | $0.10 | 69df9008…8b52 |
| 21186 | FG-31416Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ee23a7bf…ea29 |
| 21187 | FG-31417Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | a1048204…f513 |
| 21188 | FG-31418Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 95dfb810…dd04 |
| 21189 | FG-31419Jul 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ac67fd1e…c921 |
| 21190 | FG-31420May 26 | Northgate | 33Expired card | Card updater, then retry | 2 | Recovered | $120 | $0.20 | 452e22e8…2a3a |
| 21191 | FG-31421Aug 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $120 | $0.20 | 7cac27b0…6f14 |
| 21192 | FG-31422Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | fc141337…853e |
| 21193 | FG-31423Jan 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 1ac3eebc…15e6 |
| 21194 | FG-31424Feb 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f4b1877f…d095 |
| 21195 | FG-31425Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 9702fef7…4a4d |
| 21196 | FG-31426Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f145c748…6d09 |
| 21197 | FG-31427Sep 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 24a4c794…0109 |
| 21198 | FG-31428Oct 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c10dce5f…07f5 |
| 21199 | FG-31429Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | f147df4a…cfe9 |
| 21200 | FG-31430Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | fa6fa575…cbac |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.