Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21351 | FG-31581May 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 42b9c407…761a |
| 21352 | FG-31582Aug 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 425acec0…112e |
| 21353 | FG-31583Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3cf0b8d8…cc5c |
| 21354 | FG-31584Aug 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 98123442…a901 |
| 21355 | FG-31585Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $80 | $0.30 | aacdf2c0…9fbb |
| 21356 | FG-31586Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d55a191f…991c |
| 21357 | FG-31587Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | b9ec2d78…143e |
| 21358 | FG-31588Sep 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 0f764317…bb4d |
| 21359 | FG-31589Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b3fa1b9e…fc4f |
| 21360 | FG-31590Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6ec84e2f…bb55 |
| 21361 | FG-31591Nov 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4bc13b8e…2740 |
| 21362 | FG-31592Jan 26 | Riverbend | R09ACH R01 funds | Retry schedule | 3 | Recovered | $30 | $0.30 | a6a5abc4…0b2b |
| 21363 | FG-31593Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 1b27a797…b907 |
| 21364 | FG-31594May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | e976d59f…8c0c |
| 21365 | FG-31595Dec 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | a4781780…7847 |
| 21366 | FG-31596Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | c831a176…3bba |
| 21367 | FG-31597Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 81cbb184…0328 |
| 21368 | FG-31598Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 6e0c4c8b…2514 |
| 21369 | FG-31599Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 70cf1403…40bb |
| 21370 | FG-31600Jul 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | e534d0b0…f9a0 |
| 21371 | FG-31601Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 2201d398…7680 |
| 21372 | FG-31602Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 70a0d1ad…42bc |
| 21373 | FG-31603Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 0c9c0b0c…e248 |
| 21374 | FG-31604Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | a035e40e…1d42 |
| 21375 | FG-31605Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 858f6fb7…fa0e |
| 21376 | FG-31606Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 258f3511…a75a |
| 21377 | FG-31607Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d0cf4bcb…1e0f |
| 21378 | FG-31608May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 3b43392e…92eb |
| 21379 | FG-31609Jun 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 279fda00…dfe6 |
| 21380 | FG-31610Jul 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1c1c4c84…9683 |
| 21381 | FG-31611Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | 89a29766…c404 |
| 21382 | FG-31612Dec 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c55573bb…b7d5 |
| 21383 | FG-31613Jul 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $25 | $0.10 | 1c19a21e…39dc |
| 21384 | FG-31614Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b99383db…c482 |
| 21385 | FG-31615Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | be0e5774…b596 |
| 21386 | FG-31616Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | 8b6b58ad…0084 |
| 21387 | FG-31617Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d80beafe…1dd3 |
| 21388 | FG-31618Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5649185b…9189 |
| 21389 | FG-31619Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 9df7b11a…43d1 |
| 21390 | FG-31620Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 83c5222b…9fce |
| 21391 | FG-31621Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 55c376b6…46e9 |
| 21392 | FG-31622Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 74fd7c9b…93da |
| 21393 | FG-31623May 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 1c8fb473…2992 |
| 21394 | FG-31624Sep 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 63249712…66c3 |
| 21395 | FG-31625Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 4ad7ef50…7cd0 |
| 21396 | FG-31626Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fde42fce…eedc |
| 21397 | FG-31627Feb 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $200 | $0.10 | cd758898…90d2 |
| 21398 | FG-31628Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $200 | $0.10 | f1a04909…d6fa |
| 21399 | FG-31629Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7ef263e1…82c6 |
| 21400 | FG-31630May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 3a53f2b0…ed39 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.