Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21401 | FG-31631Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | e64be1e2…b443 |
| 21402 | FG-31632Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6c855bf3…dd1c |
| 21403 | FG-31633Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 545a6355…7027 |
| 21404 | FG-31634Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $350 | $0.10 | 6f90d9d5…9c3b |
| 21405 | FG-31635Oct 25 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 7c8f5ef2…ce94 |
| 21406 | FG-31636Dec 25 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b05d92cb…e8d6 |
| 21407 | FG-31637Apr 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5d92046c…d2c0 |
| 21408 | FG-31638Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1b50f4ca…1e49 |
| 21409 | FG-31639Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | bcf12516…7a84 |
| 21410 | FG-31640Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 0bda79ce…f1bd |
| 21411 | FG-31641Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 0c0997ff…66b1 |
| 21412 | FG-31642Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 877ffe56…98b9 |
| 21413 | FG-31643Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 1058b2fb…8882 |
| 21414 | FG-31644Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | a60188d9…309b |
| 21415 | FG-31645Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | d4a49572…06ee |
| 21416 | FG-31646Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | b48f4419…fb12 |
| 21417 | FG-31647Apr 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 247ba95f…87ea |
| 21418 | FG-31648Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | bfe70969…8abf |
| 21419 | FG-31649Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8f56da7a…370b |
| 21420 | FG-31650Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 74f97709…7680 |
| 21421 | FG-31651Nov 25 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 9daa99c4…5a55 |
| 21422 | FG-31652Oct 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $80 | $0.10 | 7d14ae9b…7787 |
| 21423 | FG-31653Apr 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 76b233eb…52fd |
| 21424 | FG-31654Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0a80d6a4…eaca |
| 21425 | FG-31655Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 8394d55b…821c |
| 21426 | FG-31656Oct 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5aad1574…8b92 |
| 21427 | FG-31657Jul 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | b4e6cf18…6414 |
| 21428 | FG-31658Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 75f3ee1d…d523 |
| 21429 | FG-31659Dec 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0b51d143…593c |
| 21430 | FG-31660Mar 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d04c8331…2fb8 |
| 21431 | FG-31661Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 286a7200…709f |
| 21432 | FG-31662Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | a38c04b9…0496 |
| 21433 | FG-31663Jul 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 6e77434a…dcd4 |
| 21434 | FG-31664Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b34e928e…f8f3 |
| 21435 | FG-31665May 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 48740f7f…c0b2 |
| 21436 | FG-31666Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 6a5ec368…0cd4 |
| 21437 | FG-31667Aug 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $30 | $0.10 | cf3eb211…a7b5 |
| 21438 | FG-31668Nov 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | c1f69a3b…649b |
| 21439 | FG-31669Dec 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 46400682…d703 |
| 21440 | FG-31670Jan 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | d4111fec…9b37 |
| 21441 | FG-31671Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | fe5b7ead…aa14 |
| 21442 | FG-31672Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0e818817…49ef |
| 21443 | FG-31673May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | dbb94d37…2e3b |
| 21444 | FG-31674Sep 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | e7b90e15…15f4 |
| 21445 | FG-31675Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4cc9a3b8…64a9 |
| 21446 | FG-31676Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | ce0cc372…ef26 |
| 21447 | FG-31677Jun 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 4ed8f9ee…56fe |
| 21448 | FG-31678Mar 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 89282b64…2d14 |
| 21449 | FG-31679Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c892a848…2fb5 |
| 21450 | FG-31680Mar 26 | Harbor Light | 43Lost or stolen | Donor outreach | 1 | Recovered | $60 | $0.10 | 0a02ebe9…c946 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.