Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21851 | FG-32081Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 88b76c46…e7d9 |
| 21852 | FG-32082Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 261522a4…a6c2 |
| 21853 | FG-32083Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | ab69c663…b42b |
| 21854 | FG-32084Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 9f7a460b…84c4 |
| 21855 | FG-32085Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 721dfd7e…f498 |
| 21856 | FG-32086Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | 6f4d4153…5617 |
| 21857 | FG-32087Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | fe500c4f…8e51 |
| 21858 | FG-32088Oct 25 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 2a794c1d…9d21 |
| 21859 | FG-32089Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | a70541c5…7dd0 |
| 21860 | FG-32090Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 96602f73…ea38 |
| 21861 | FG-32091Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 13b46fbe…69f1 |
| 21862 | FG-32092Apr 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 60e8a867…a63d |
| 21863 | FG-32093Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f1385c14…c026 |
| 21864 | FG-32094Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 57fd044e…0776 |
| 21865 | FG-32095Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | cc6ce262…6511 |
| 21866 | FG-32096Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 061ba6c8…ebfb |
| 21867 | FG-32097Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | c8c1f7bb…eda3 |
| 21868 | FG-32098Oct 25 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | e96fe314…7e68 |
| 21869 | FG-32099Mar 26 | Harbor Light | 43Lost or stolen | Donor outreach | 1 | Recovered | $25 | $0.10 | 85f14aba…fdfe |
| 21870 | FG-32100Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | ed2a0821…312f |
| 21871 | FG-32101Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 3bbdb8f1…8530 |
| 21872 | FG-32102Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 99651098…5dca |
| 21873 | FG-32103Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c53db2fd…c2da |
| 21874 | FG-32104Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4ebee15b…99ec |
| 21875 | FG-32105Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6c017f30…7250 |
| 21876 | FG-32106Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 96b6c981…f0dd |
| 21877 | FG-32107Oct 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a24a3f52…e970 |
| 21878 | FG-32108Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 34869ad0…01cf |
| 21879 | FG-32109Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 23a5a8a0…d0af |
| 21880 | FG-32110Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | c386d96f…1994 |
| 21881 | FG-32111May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f0b4590c…c491 |
| 21882 | FG-32112May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 2dc359a2…e48c |
| 21883 | FG-32113Mar 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5592942d…d65e |
| 21884 | FG-32114Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | be3e47a6…256f |
| 21885 | FG-32115May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 070672d1…c416 |
| 21886 | FG-32116Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 32e8f697…ab9e |
| 21887 | FG-32117Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | ef3b9487…e300 |
| 21888 | FG-32118Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 71cd2102…3738 |
| 21889 | FG-32119Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $120 | $0.20 | e64de566…9405 |
| 21890 | FG-32120Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 6699a75c…3874 |
| 21891 | FG-32121Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 8e71e738…b7b6 |
| 21892 | FG-32122Apr 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5f539ebd…c01b |
| 21893 | FG-32123Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | e5c26d2b…1cce |
| 21894 | FG-32124Nov 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | c111df68…4726 |
| 21895 | FG-32125Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 56e07365…26f8 |
| 21896 | FG-32126Apr 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4bff6887…b043 |
| 21897 | FG-32127Jan 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c651299d…9418 |
| 21898 | FG-32128Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7c19ec6a…34d1 |
| 21899 | FG-32129Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 40ed6a84…a954 |
| 21900 | FG-32130May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 572994fb…00ee |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.