Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21901 | FG-32131May 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 522459ed…281b |
| 21902 | FG-32132Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2de1b327…3479 |
| 21903 | FG-32133Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2f94ac33…f073 |
| 21904 | FG-32134Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 684a71d3…4705 |
| 21905 | FG-32135Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3e18d6b2…0530 |
| 21906 | FG-32136Nov 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | d0f7d97a…62f4 |
| 21907 | FG-32137Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 1979d0d6…6e69 |
| 21908 | FG-32138Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 766a2304…c7e3 |
| 21909 | FG-32139Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 92223f3d…f083 |
| 21910 | FG-32140Dec 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0698b6d4…e436 |
| 21911 | FG-32141Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 92c33833…dda1 |
| 21912 | FG-32142Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d6ec3c12…d8e0 |
| 21913 | FG-32143May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | f828f6ee…94c5 |
| 21914 | FG-32144Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9c4255a5…2cc6 |
| 21915 | FG-32145May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 720520e3…cfd5 |
| 21916 | FG-32146Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 03abe490…a3dd |
| 21917 | FG-32147Dec 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 6213ce10…5f71 |
| 21918 | FG-32148Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 90e49ee9…1385 |
| 21919 | FG-32149Jun 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 01e6fdff…8821 |
| 21920 | FG-32150Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 02592353…13d3 |
| 21921 | FG-32151Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d7051f3d…4a29 |
| 21922 | FG-32152Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 324c6a42…722a |
| 21923 | FG-32153Feb 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 2c73b5a7…4176 |
| 21924 | FG-32154Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | bef51401…f068 |
| 21925 | FG-32155Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 8ede489a…52d3 |
| 21926 | FG-32156Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | bad1362f…7288 |
| 21927 | FG-32157Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 363bb45c…6b66 |
| 21928 | FG-32158Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | def3de84…f2e9 |
| 21929 | FG-32159Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | ccd79d78…3f3c |
| 21930 | FG-32160Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 4ed19b17…f6d1 |
| 21931 | FG-32161Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 04743ff8…057c |
| 21932 | FG-32162Jul 26 | Northgate | 54Expired card | Card updater, then retry | 2 | Recovered | $45 | $0.20 | d2ee0a92…5955 |
| 21933 | FG-32163Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 2 | Recovered | $25 | $0.20 | 3e4efe83…7395 |
| 21934 | FG-32164Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | f20e0062…5a6f |
| 21935 | FG-32165Apr 26 | Harbor Light | 46Account closed | Donor outreach | 1 | Recovered | $70 | $0.10 | 3cec1d9e…7bc5 |
| 21936 | FG-32166Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 823af432…5eaf |
| 21937 | FG-32167Jan 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 10bd3452…dc7c |
| 21938 | FG-32168Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 35e5ce9b…9385 |
| 21939 | FG-32169Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 9c80c895…a932 |
| 21940 | FG-32170Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 59083f45…0726 |
| 21941 | FG-32171Oct 25 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | e7edf15c…6c09 |
| 21942 | FG-32172Oct 25 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 94909174…2a2f |
| 21943 | FG-32173Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 52359e54…0f09 |
| 21944 | FG-32174Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | c5a9c8ad…9d5c |
| 21945 | FG-32175Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | f823ca5d…9940 |
| 21946 | FG-32176Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5309a541…2bd3 |
| 21947 | FG-32177Jun 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $10 | $0.10 | 33e4d49a…32ef |
| 21948 | FG-32178Jul 26 | Riverbend | 43Lost or stolen | Card updater, then retry | 2 | Recovered | $10 | $0.20 | 6f5cbebb…83ff |
| 21949 | FG-32179Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | bd058789…5a15 |
| 21950 | FG-32180Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | a1ad1a51…32e7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.