Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21951 | FG-32181Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 31889e63…1ab9 |
| 21952 | FG-32182Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $190 | $0.10 | c4e03495…e01f |
| 21953 | FG-32183Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $190 | $0.10 | d84dc7cd…cacb |
| 21954 | FG-32184Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 0536f819…a5be |
| 21955 | FG-32185Dec 25 | Harbor Light | 14Invalid card | Donor outreach | 1 | Recovered | $80 | $0.10 | 08127ca7…8603 |
| 21956 | FG-32186Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | f17c2a05…38e8 |
| 21957 | FG-32187Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3345f029…c641 |
| 21958 | FG-32188Jul 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e057323f…d28e |
| 21959 | FG-32189Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 5c7369e8…2277 |
| 21960 | FG-32190Apr 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | c70caff7…9345 |
| 21961 | FG-32191Feb 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | b1e6560b…2f9f |
| 21962 | FG-32192Mar 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8d320c6b…7ae2 |
| 21963 | FG-32193Oct 25 | Northgate | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $120 | $0.10 | d17389ac…45c9 |
| 21964 | FG-32194Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 42eae7c9…0c02 |
| 21965 | FG-32195May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $120 | $0.30 | 4476a8ad…a96e |
| 21966 | FG-32196Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6d5c3440…53ea |
| 21967 | FG-32197Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 734c06c2…7613 |
| 21968 | FG-32198May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c706666a…7da0 |
| 21969 | FG-32199Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8c655767…3298 |
| 21970 | FG-32200Dec 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | e6574126…af41 |
| 21971 | FG-32201Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 81b8379c…6215 |
| 21972 | FG-32202Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 3a32a1e9…17c8 |
| 21973 | FG-32203May 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | e22966fd…f6f0 |
| 21974 | FG-32204Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dcd5370b…3a98 |
| 21975 | FG-32205Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 87cf33a2…79b1 |
| 21976 | FG-32206Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | ab04d1de…ace0 |
| 21977 | FG-32207May 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 5661248d…36aa |
| 21978 | FG-32208Oct 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e7c070d4…9183 |
| 21979 | FG-32209Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | 5e9403f2…ca0a |
| 21980 | FG-32210Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 61066c81…f9ff |
| 21981 | FG-32211May 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 26800926…41db |
| 21982 | FG-32212Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 371f2dc7…5286 |
| 21983 | FG-32213Jul 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 329d8cc5…8903 |
| 21984 | FG-32214Apr 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | f5d7eaf0…d4b1 |
| 21985 | FG-32215Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 16869ef5…7665 |
| 21986 | FG-32216Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 49b520ca…b7ff |
| 21987 | FG-32217Oct 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0a302ac1…d50e |
| 21988 | FG-32218Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 5c99ed65…02ce |
| 21989 | FG-32219Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | da4e61bc…0032 |
| 21990 | FG-32220Sep 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e5583328…bc8a |
| 21991 | FG-32221Nov 25 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 17bf6edb…7009 |
| 21992 | FG-32222Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | bc460183…c10f |
| 21993 | FG-32223Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8f4e348e…0802 |
| 21994 | FG-32224Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b523f099…d2e4 |
| 21995 | FG-32225Jun 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 0dd9c58b…d175 |
| 21996 | FG-32226Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 92d76d7c…6276 |
| 21997 | FG-32227Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 09457309…7d01 |
| 21998 | FG-32228Jul 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | c11a7625…faf9 |
| 21999 | FG-32229Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9b7f1ff9…84ba |
| 22000 | FG-32230Oct 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 7766b7ac…3473 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.