Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22451 | FG-32681Oct 25 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cc531aa5…8b5a |
| 22452 | FG-32682Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f07a0baf…0f2b |
| 22453 | FG-32683Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 00174bd5…3a2b |
| 22454 | FG-32684Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | ac880954…f5d2 |
| 22455 | FG-32685Jun 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 5069ecaa…07fc |
| 22456 | FG-32686Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | e15658ef…b4b8 |
| 22457 | FG-32687Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 435d13d4…b2aa |
| 22458 | FG-32688Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 7c577b9a…8893 |
| 22459 | FG-32689Jun 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 950d77d0…3a33 |
| 22460 | FG-32690Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ea26f2b1…7934 |
| 22461 | FG-32691Mar 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | bd3880e9…c753 |
| 22462 | FG-32692Mar 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 0faa6fe2…0b54 |
| 22463 | FG-32693Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6d659e67…a052 |
| 22464 | FG-32694Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 88ed0689…d125 |
| 22465 | FG-32695Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | c5e5d8fa…f89c |
| 22466 | FG-32696Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c9f2f07e…3c3a |
| 22467 | FG-32697Dec 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | f5f6f60a…bab9 |
| 22468 | FG-32698Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | b928a0bb…e786 |
| 22469 | FG-32699Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | f0faf8f7…392c |
| 22470 | FG-32700Mar 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $140 | $0.10 | 1840b38d…3c24 |
| 22471 | FG-32701Dec 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4ba7f161…b4a0 |
| 22472 | FG-32702Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 025f2e89…3367 |
| 22473 | FG-32703Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 7c429632…3714 |
| 22474 | FG-32704Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | d22fc514…27bc |
| 22475 | FG-32705Feb 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | 50ebdc34…ebef |
| 22476 | FG-32706Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d130da72…5837 |
| 22477 | FG-32707Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 55a0c438…d054 |
| 22478 | FG-32708Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 85ba03f9…3a47 |
| 22479 | FG-32709Dec 25 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0efa9aeb…1161 |
| 22480 | FG-32710May 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1bafdd38…f497 |
| 22481 | FG-32711Jul 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c5bac9bd…95e9 |
| 22482 | FG-32712Jul 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | e4c56dc2…cb32 |
| 22483 | FG-32713Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ac5ee130…5bbe |
| 22484 | FG-32714Mar 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 1539e72d…b69b |
| 22485 | FG-32715Apr 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | b6b4f058…d322 |
| 22486 | FG-32716Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | c41b2211…8239 |
| 22487 | FG-32717Jul 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | dc736313…0a02 |
| 22488 | FG-32718Dec 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 20966438…8dc4 |
| 22489 | FG-32719Mar 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 279d8aa7…2979 |
| 22490 | FG-32720Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7c3c6d0c…5233 |
| 22491 | FG-32721Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7f4b6615…64d0 |
| 22492 | FG-32722May 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 70c91312…b160 |
| 22493 | FG-32723Dec 25 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5069846d…1dc1 |
| 22494 | FG-32724Apr 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 8fdb70ba…5c0f |
| 22495 | FG-32725Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4d0ef1be…ce7e |
| 22496 | FG-32726Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 39eccd27…6eba |
| 22497 | FG-32727Mar 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 48834dcb…8669 |
| 22498 | FG-32728Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 67a24e40…51a9 |
| 22499 | FG-32729Nov 25 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5cb545bb…71e6 |
| 22500 | FG-32730Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | d0dcd227…52a7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.