Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22501 | FG-32731Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $90 | $0.10 | 683ea68d…2183 |
| 22502 | FG-32732Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 49e2c65b…b0e0 |
| 22503 | FG-32733Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 88565f04…3c60 |
| 22504 | FG-32734Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 878691a7…03d3 |
| 22505 | FG-32735Feb 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 3 | Recovered | $70 | $0.30 | ec01c1e7…3c6b |
| 22506 | FG-32736Mar 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b7966dba…ab3c |
| 22507 | FG-32737May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b7376ce0…418c |
| 22508 | FG-32738Jul 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | a3e2b16c…c8de |
| 22509 | FG-32739Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 7a27a2a2…f36a |
| 22510 | FG-32740Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 29ed3229…b79d |
| 22511 | FG-32741Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | bd47e411…6093 |
| 22512 | FG-32742Aug 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 344eac5d…15a2 |
| 22513 | FG-32743Sep 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 115aa8f6…fc33 |
| 22514 | FG-32744Apr 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2623be94…e04b |
| 22515 | FG-32745Mar 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | cf3217da…e6ea |
| 22516 | FG-32746Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | eff43658…3786 |
| 22517 | FG-32747May 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 480281a4…605d |
| 22518 | FG-32748Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5c400bb7…d745 |
| 22519 | FG-32749Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 83c8dd34…01bd |
| 22520 | FG-32750Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | fe7fdde8…3252 |
| 22521 | FG-32751Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 318795a5…1a8f |
| 22522 | FG-32752Aug 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a32a81a6…8fc0 |
| 22523 | FG-32753Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 4163a756…2cc6 |
| 22524 | FG-32754Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | a708dacb…bf64 |
| 22525 | FG-32755Nov 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 36dbaaf1…3c5c |
| 22526 | FG-32756Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | c51c0a9b…0eda |
| 22527 | FG-32757Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | d4281da5…0cdf |
| 22528 | FG-32758Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 728fa409…e32d |
| 22529 | FG-32759Sep 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 377b0e78…3c20 |
| 22530 | FG-32760May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9e643885…76b8 |
| 22531 | FG-32761Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 6b184ab8…e151 |
| 22532 | FG-32762Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 57ef4c14…ae27 |
| 22533 | FG-32763Jun 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 17428f2a…0c26 |
| 22534 | FG-32764Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 998f5764…f740 |
| 22535 | FG-32765Aug 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 70ff66c2…0414 |
| 22536 | FG-32766Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4a8e24e3…5f70 |
| 22537 | FG-32767Sep 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 8266aa3c…acff |
| 22538 | FG-32768Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | d321d0ce…ab3d |
| 22539 | FG-32769Feb 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | aba332e8…3403 |
| 22540 | FG-32770Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 151ea78c…ca81 |
| 22541 | FG-32771Sep 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 322915a1…95f7 |
| 22542 | FG-32772Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 220e2d4c…9269 |
| 22543 | FG-32773Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $130 | $0.10 | 08d0ff41…b9b9 |
| 22544 | FG-32774Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 8714ccdd…d0a7 |
| 22545 | FG-32775Nov 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 40c6d6c8…d5de |
| 22546 | FG-32776Sep 26 | Harbor Light | 78Account closed | Donor outreach | 1 | Recovered | $35 | $0.10 | 4c303a56…4b6d |
| 22547 | FG-32777Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 7bb5baf2…8c41 |
| 22548 | FG-32778Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2946f499…86a3 |
| 22549 | FG-32779Feb 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | f4ea4412…a3df |
| 22550 | FG-32780May 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 6d362fc2…1d22 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.