Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 24351 | FG-34581Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fdb6cc7b…9261 |
| 24352 | FG-34582Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 9459282d…1d2b |
| 24353 | FG-34583Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fab9ba03…aaa1 |
| 24354 | FG-34584Jun 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 64f78420…c159 |
| 24355 | FG-34585Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 736bd3fd…86e8 |
| 24356 | FG-34586Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 4b0d049a…a16e |
| 24357 | FG-34587Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ffd969ae…80ab |
| 24358 | FG-34588Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 894b7ad9…d803 |
| 24359 | FG-34589Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 4d5c424f…0ce4 |
| 24360 | FG-34590Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 78a08a06…6501 |
| 24361 | FG-34591Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5b686ff5…b35a |
| 24362 | FG-34592May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 639cc59f…6afe |
| 24363 | FG-34593Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8e0e63cf…9e5e |
| 24364 | FG-34594Jun 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $100 | $0.10 | 9b8f4a30…441d |
| 24365 | FG-34595Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 8679e273…11de |
| 24366 | FG-34596Oct 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 74b0d89c…b620 |
| 24367 | FG-34597May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 0009359d…240a |
| 24368 | FG-34598Nov 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e1f36827…6787 |
| 24369 | FG-34599Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | a296e754…6b8b |
| 24370 | FG-34600Oct 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 8a9892a9…516a |
| 24371 | FG-34601Nov 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 92cdf62e…f1ba |
| 24372 | FG-34602Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 7820b651…6569 |
| 24373 | FG-34603Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 695d5e29…5a66 |
| 24374 | FG-34604Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 808e78a0…d4a3 |
| 24375 | FG-34605Apr 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5caebc3e…4d8d |
| 24376 | FG-34606Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | f8d9ad9f…bae9 |
| 24377 | FG-34607Dec 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | a570f7cb…4fbc |
| 24378 | FG-34608Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 59cd9106…d1e2 |
| 24379 | FG-34609Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | bd79dae0…18f0 |
| 24380 | FG-34610Apr 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 70b28828…7fd0 |
| 24381 | FG-34611Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | fca6cf15…8d1e |
| 24382 | FG-34612Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9e9be937…b7a2 |
| 24383 | FG-34613Mar 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 12a1de8c…0e5b |
| 24384 | FG-34614Sep 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 570a2cd0…a863 |
| 24385 | FG-34615Dec 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 7f070de8…9480 |
| 24386 | FG-34616Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 649f4765…8f75 |
| 24387 | FG-34617Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f4742f9f…964c |
| 24388 | FG-34618Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5b44e8e4…724c |
| 24389 | FG-34619Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4c859e1b…330c |
| 24390 | FG-34620Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5f910760…0461 |
| 24391 | FG-34621Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | 81692970…9395 |
| 24392 | FG-34622Jul 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | 838a2de1…00c6 |
| 24393 | FG-34623Mar 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | e9eb73a8…0479 |
| 24394 | FG-34624Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | dce8de01…596b |
| 24395 | FG-34625Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 43537097…2cee |
| 24396 | FG-34626Feb 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 127df61b…8205 |
| 24397 | FG-34627Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | da0b6d01…3962 |
| 24398 | FG-34628Feb 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6d949617…8e38 |
| 24399 | FG-34629Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $100 | $0.20 | 8f102ba4…f66f |
| 24400 | FG-34630Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $80 | $0.40 | 50313ea6…9dd7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.