Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 24401 | FG-34631Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | b2ac9bc2…a5c4 |
| 24402 | FG-34632Jan 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | ae1bc27a…5977 |
| 24403 | FG-34633Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 163eb628…b7f3 |
| 24404 | FG-34634May 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | cee24750…01e1 |
| 24405 | FG-34635Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | e5e73ad5…e4e4 |
| 24406 | FG-34636Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | e77ca3bb…8a37 |
| 24407 | FG-34637Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9f3811be…daa2 |
| 24408 | FG-34638Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4755b696…44bf |
| 24409 | FG-34639Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | bcc3bca0…0aa8 |
| 24410 | FG-34640Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a8603dfe…1cbb |
| 24411 | FG-34641Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $130 | $0.10 | 46057e40…a8c8 |
| 24412 | FG-34642Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c9f964c5…54e8 |
| 24413 | FG-34643May 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 31db8d99…2af1 |
| 24414 | FG-34644Oct 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 39efb5bc…9aa3 |
| 24415 | FG-34645Sep 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | da667442…c4f2 |
| 24416 | FG-34646Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 5f13cdb8…08bd |
| 24417 | FG-34647Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | a4f14ce6…10fa |
| 24418 | FG-34648Aug 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 4c07a27f…0ef0 |
| 24419 | FG-34649Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 46149a63…7e1c |
| 24420 | FG-34650Dec 25 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Stopped | — | $0.10 | 8361fdde…e1b3 |
| 24421 | FG-34651May 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 226ec2fd…a04c |
| 24422 | FG-34652Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 8464eaac…eafc |
| 24423 | FG-34653Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 5d6fd493…ad38 |
| 24424 | FG-34654Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 9660a873…e40e |
| 24425 | FG-34655May 26 | Lumen Arts | 02Do not honor | Retry schedule | 2 | Recovered | $130 | $0.20 | 1b8b47e4…59cf |
| 24426 | FG-34656Oct 25 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $60 | $0.10 | 0506be1d…2470 |
| 24427 | FG-34657Nov 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3824af41…7e19 |
| 24428 | FG-34658Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 89ae7586…66dd |
| 24429 | FG-34659Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | c2ee334e…3c7d |
| 24430 | FG-34660May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c98bd44f…f6dc |
| 24431 | FG-34661Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 303ff931…88b3 |
| 24432 | FG-34662Feb 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 77a82acc…d892 |
| 24433 | FG-34663Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 671e0a9f…efe3 |
| 24434 | FG-34664Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d00665d0…fe51 |
| 24435 | FG-34665May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5fd9ce39…ad5f |
| 24436 | FG-34666Jun 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 39ed70cc…fa5a |
| 24437 | FG-34667Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 94795028…8c22 |
| 24438 | FG-34668Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | a83a0531…8aeb |
| 24439 | FG-34669Jun 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | cbaa81dd…6706 |
| 24440 | FG-34670Jul 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 25c962cf…0fd5 |
| 24441 | FG-34671Sep 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 43f7b154…56cd |
| 24442 | FG-34672Nov 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 62600803…9793 |
| 24443 | FG-34673Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f3a3f412…bdbe |
| 24444 | FG-34674May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 57abf1a2…0fac |
| 24445 | FG-34675Jun 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 4573de8a…53f0 |
| 24446 | FG-34676Aug 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | d4f72a18…71da |
| 24447 | FG-34677Aug 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 155ee975…2e79 |
| 24448 | FG-34678Jun 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 1fc8cb02…b76a |
| 24449 | FG-34679Jul 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $20 | $0.10 | 5e6b4250…5a96 |
| 24450 | FG-34680Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 084a59aa…50ee |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.