Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 24501 | FG-34731Sep 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 34ffcc7e…b01a |
| 24502 | FG-34732Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 05899500…5e42 |
| 24503 | FG-34733Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b67dff9b…e72e |
| 24504 | FG-34734Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e590021b…98eb |
| 24505 | FG-34735Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 138783c6…5868 |
| 24506 | FG-34736May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 69b06790…f287 |
| 24507 | FG-34737Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | c3761698…a3fa |
| 24508 | FG-34738Jul 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 688b5b9f…996e |
| 24509 | FG-34739Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 2 | Recovered | $70 | $0.20 | 321e11e7…ec4c |
| 24510 | FG-34740May 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 72db8e42…c055 |
| 24511 | FG-34741Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d2746eb5…7eb0 |
| 24512 | FG-34742Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 97a96dae…6692 |
| 24513 | FG-34743Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | cf4673bd…18f7 |
| 24514 | FG-34744Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 63369a0e…bacf |
| 24515 | FG-34745Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e3451542…0897 |
| 24516 | FG-34746Dec 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 84264c28…1262 |
| 24517 | FG-34747Dec 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d8553e4a…2974 |
| 24518 | FG-34748Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 6f55394d…7c73 |
| 24519 | FG-34749Mar 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 584edac5…cdac |
| 24520 | FG-34750Apr 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 79ac4cfa…be38 |
| 24521 | FG-34751Jun 26 | Lumen Arts | 01Do not honor | Retry schedule | 2 | Recovered | $190 | $0.20 | 311e44bd…13e8 |
| 24522 | FG-34752Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $190 | $0.10 | fc819dec…a541 |
| 24523 | FG-34753Jul 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 1ef2d3a8…da74 |
| 24524 | FG-34754Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b0ee9662…552d |
| 24525 | FG-34755Aug 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 9a9c64ea…3747 |
| 24526 | FG-34756Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 44be6496…09a7 |
| 24527 | FG-34757Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Not recovered | — | $0.10 | d8d7bb0a…0265 |
| 24528 | FG-34758Nov 25 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $50 | $0.10 | aec175a1…e702 |
| 24529 | FG-34759Jan 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ea728736…ab7c |
| 24530 | FG-34760Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | b5992f90…9405 |
| 24531 | FG-34761Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d49f4fe1…e1d7 |
| 24532 | FG-34762Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 445b31e8…0d79 |
| 24533 | FG-34763Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 49d9e203…d1b6 |
| 24534 | FG-34764Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 01ec4c6e…1d07 |
| 24535 | FG-34765Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | ca74f913…d143 |
| 24536 | FG-34766Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | e32aa1e9…abca |
| 24537 | FG-34767Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | becb33b6…4f30 |
| 24538 | FG-34768Mar 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | ac195401…2ca1 |
| 24539 | FG-34769May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 77c22bcb…5b02 |
| 24540 | FG-34770May 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | dbc21c9c…84e9 |
| 24541 | FG-34771Jul 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 39cd2e49…11ce |
| 24542 | FG-34772Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 104b0522…b9ff |
| 24543 | FG-34773Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c4e88fd0…45a6 |
| 24544 | FG-34774Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1e2fd4e5…b77a |
| 24545 | FG-34775Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 58f4a761…235f |
| 24546 | FG-34776Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bda7f41d…a9c5 |
| 24547 | FG-34777Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 533c34e1…2ed4 |
| 24548 | FG-34778Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | dc3306cd…4f84 |
| 24549 | FG-34779Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9d38f1f8…b003 |
| 24550 | FG-34780Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 525685a5…4ce1 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.