Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 24551 | FG-34781Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 13940ed7…adbc |
| 24552 | FG-34782Mar 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 39496a0f…42b4 |
| 24553 | FG-34783Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a3eabd0d…b75e |
| 24554 | FG-34784May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b40eb1c9…25da |
| 24555 | FG-34785Jun 26 | Riverbend | 91Issuer unavailable | Retry schedule | 2 | Recovered | $20 | $0.20 | af9c242d…a769 |
| 24556 | FG-34786May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 352ded9b…31de |
| 24557 | FG-34787Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 63d255dc…05f6 |
| 24558 | FG-34788Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e61e82de…0096 |
| 24559 | FG-34789Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1ba86206…83a0 |
| 24560 | FG-34790Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | c384f0d3…d6c7 |
| 24561 | FG-34791Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | cadb3e83…3c70 |
| 24562 | FG-34792Feb 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 13d89ed5…cccc |
| 24563 | FG-34793Feb 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1ee1ea40…4aa0 |
| 24564 | FG-34794Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $160 | $0.10 | b8357437…e63f |
| 24565 | FG-34795Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | fdfbef92…5d7b |
| 24566 | FG-34796Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | bcb527ad…23a1 |
| 24567 | FG-34797Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0dca5c46…c990 |
| 24568 | FG-34798Nov 25 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1120b350…b7f3 |
| 24569 | FG-34799Jan 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 76fac7d7…da29 |
| 24570 | FG-34800Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | df9ee4ec…298e |
| 24571 | FG-34801Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 1aefc0f7…044c |
| 24572 | FG-34802Jun 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 3a37fff8…15eb |
| 24573 | FG-34803Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 24f06b5c…cb34 |
| 24574 | FG-34804Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | ce64f0fe…45ed |
| 24575 | FG-34805Nov 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a8a199ae…0ede |
| 24576 | FG-34806Oct 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | f4548ca5…1bfb |
| 24577 | FG-34807Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 344b2bf6…bb29 |
| 24578 | FG-34808Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 34fc6da5…cd12 |
| 24579 | FG-34809Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | ae66d11f…bc49 |
| 24580 | FG-34810Dec 25 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 0ccbff72…cc47 |
| 24581 | FG-34811Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9c94e318…6d2a |
| 24582 | FG-34812Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | f9c182b1…37d1 |
| 24583 | FG-34813Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 1f8b8821…9bd4 |
| 24584 | FG-34814Feb 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 47322e85…2dd2 |
| 24585 | FG-34815Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | e344fe5c…a170 |
| 24586 | FG-34816Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 1fa99c9c…61a9 |
| 24587 | FG-34817Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | c189ba6a…2eed |
| 24588 | FG-34818Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 35d19374…55d7 |
| 24589 | FG-34819Aug 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 1866d2a3…022a |
| 24590 | FG-34820Jul 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | aa3447c2…579e |
| 24591 | FG-34821Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 771c179e…3f05 |
| 24592 | FG-34822Nov 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | f499d82d…4d2f |
| 24593 | FG-34823Mar 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 28f41f33…7709 |
| 24594 | FG-34824Dec 25 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 91761c0b…484e |
| 24595 | FG-34825Oct 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $90 | $0.10 | c8bb8387…919e |
| 24596 | FG-34826Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 7f45c42f…9692 |
| 24597 | FG-34827Jun 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 504397fd…8628 |
| 24598 | FG-34828May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 1d70904a…67dd |
| 24599 | FG-34829Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 9bc4742f…002a |
| 24600 | FG-34830Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 6ed8281d…2262 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.