Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25351 | FG-35581Apr 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | fb891593…ecfd |
| 25352 | FG-35582Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 76a66922…25cd |
| 25353 | FG-35583Nov 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9b2110b6…93b0 |
| 25354 | FG-35584Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | fdd484f2…18f6 |
| 25355 | FG-35585Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 1f4d51af…7506 |
| 25356 | FG-35586Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | c5b02cba…2bb5 |
| 25357 | FG-35587Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | bee60df1…9b81 |
| 25358 | FG-35588Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3120b6b9…b0d3 |
| 25359 | FG-35589Jan 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ad6745c7…8fd4 |
| 25360 | FG-35590Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | aa11114b…79d2 |
| 25361 | FG-35591Aug 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b031cf69…680b |
| 25362 | FG-35592Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3e6b9a7b…fa82 |
| 25363 | FG-35593Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 275f4219…735c |
| 25364 | FG-35594Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 80fcce61…8476 |
| 25365 | FG-35595Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3382c50a…2e2a |
| 25366 | FG-35596Oct 25 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 54f78e5f…baf5 |
| 25367 | FG-35597Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 985976ef…ce20 |
| 25368 | FG-35598Nov 25 | Northgate | 01Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 819e91d7…c67d |
| 25369 | FG-35599Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 76c7604a…37c6 |
| 25370 | FG-35600Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 18bb1930…8349 |
| 25371 | FG-35601Oct 25 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $30 | $0.10 | aeca98d0…8774 |
| 25372 | FG-35602Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 6c9761e0…d7b0 |
| 25373 | FG-35603Feb 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ee3e70b7…841b |
| 25374 | FG-35604Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 4c671ada…a87b |
| 25375 | FG-35605May 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 980f9d20…86a9 |
| 25376 | FG-35606Jul 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 10730ac8…f03c |
| 25377 | FG-35607Aug 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | c8e3b146…4e64 |
| 25378 | FG-35608Feb 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 46724037…e422 |
| 25379 | FG-35609Oct 25 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 55dbd9ef…8aa6 |
| 25380 | FG-35610Feb 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 93a04cd3…940d |
| 25381 | FG-35611Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | c60d51bf…2feb |
| 25382 | FG-35612Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e834b9bc…62c9 |
| 25383 | FG-35613Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 35e8b3dc…dc30 |
| 25384 | FG-35614Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 69f8b717…e8d9 |
| 25385 | FG-35615Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fc8eee1f…1003 |
| 25386 | FG-35616Jan 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 2 | Recovered | $20 | $0.20 | 14638fa6…7c9e |
| 25387 | FG-35617Mar 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 28cbfabe…7510 |
| 25388 | FG-35618Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f64fb2c9…dea5 |
| 25389 | FG-35619Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 57128dab…dd1a |
| 25390 | FG-35620Mar 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | a558cafa…04f1 |
| 25391 | FG-35621Jul 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | bc719793…8311 |
| 25392 | FG-35622Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 247658c9…6bd0 |
| 25393 | FG-35623Nov 25 | Northgate | 91Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | fddcd5f0…1dbd |
| 25394 | FG-35624Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 47d3950c…33d9 |
| 25395 | FG-35625Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4a36e42f…0aa7 |
| 25396 | FG-35626Oct 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | fc184617…50ec |
| 25397 | FG-35627Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | dd7cf7fe…7de8 |
| 25398 | FG-35628Jul 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 160954cc…e8e8 |
| 25399 | FG-35629Oct 25 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 81b5d03b…3c60 |
| 25400 | FG-35630Jun 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 31edaa77…5f9c |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.