Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25401 | FG-35631Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | c99ec15d…302e |
| 25402 | FG-35632Sep 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | ba1aa99e…4582 |
| 25403 | FG-35633Jun 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3964d5f1…26dd |
| 25404 | FG-35634Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | e8d03c89…dd52 |
| 25405 | FG-35635Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 0edf8351…6485 |
| 25406 | FG-35636Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e4975f8a…b6c5 |
| 25407 | FG-35637Jul 26 | Cedar Valley | 43Lost or stolen | Donor outreach | 1 | Recovered | $15 | $0.10 | 82ad861d…7817 |
| 25408 | FG-35638Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 774bcce9…1d4a |
| 25409 | FG-35639Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8e7db5c9…c6c6 |
| 25410 | FG-35640Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 7f35af8a…bd23 |
| 25411 | FG-35641Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 79783f96…5e88 |
| 25412 | FG-35642Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | eec41ac2…570a |
| 25413 | FG-35643Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | b2c2b55c…9e5d |
| 25414 | FG-35644Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 74b41a20…7ed4 |
| 25415 | FG-35645Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4df2d76e…c64a |
| 25416 | FG-35646May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 34c91f64…b5a5 |
| 25417 | FG-35647Jul 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | 71f9a436…3ac3 |
| 25418 | FG-35648May 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3ad5199d…36de |
| 25419 | FG-35649May 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 866cb3ad…f1b6 |
| 25420 | FG-35650Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 54233f7c…33e2 |
| 25421 | FG-35651Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c3c3b2de…084b |
| 25422 | FG-35652Sep 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $50 | $0.10 | e7766c82…d6b4 |
| 25423 | FG-35653Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 50001ed6…0f56 |
| 25424 | FG-35654Jan 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 815da3e7…3075 |
| 25425 | FG-35655Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | b502ee36…4c3f |
| 25426 | FG-35656Sep 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | cf553b84…84be |
| 25427 | FG-35657Apr 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a3609487…58bf |
| 25428 | FG-35658Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $225 | $0.20 | a8e29251…7bf6 |
| 25429 | FG-35659Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $225 | $0.40 | f255f095…459c |
| 25430 | FG-35660Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 03252941…f5c5 |
| 25431 | FG-35661Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | a40f50f6…3adb |
| 25432 | FG-35662Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | f79ccbac…ff56 |
| 25433 | FG-35663Dec 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 83bf308d…02ba |
| 25434 | FG-35664Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | f656a51d…67ae |
| 25435 | FG-35665Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | e74d436d…c7cf |
| 25436 | FG-35666Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | e70a0d03…17af |
| 25437 | FG-35667Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 44ab18b5…3347 |
| 25438 | FG-35668Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $130 | $0.30 | 23baeb6f…3b87 |
| 25439 | FG-35669Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 287099da…a293 |
| 25440 | FG-35670Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 7d7c803e…3f70 |
| 25441 | FG-35671Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 379261d1…4d70 |
| 25442 | FG-35672Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | deec5ea3…f702 |
| 25443 | FG-35673Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | b038a9ef…a67f |
| 25444 | FG-35674Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2eb9008c…869b |
| 25445 | FG-35675Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $50 | $0.40 | 0d5001af…e0d8 |
| 25446 | FG-35676Jan 26 | Cedar Valley | 01Do not honor | Retry schedule | 4 | Recovered | $40 | $0.40 | d1826615…8fc8 |
| 25447 | FG-35677Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | b3e75ba8…fec0 |
| 25448 | FG-35678May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 91610658…d4b3 |
| 25449 | FG-35679Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | f66817f3…328e |
| 25450 | FG-35680Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c19606c1…ac09 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.